{
  "canonical_url": "https://lendb.ai/in/florida/gadsden-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 37 funded FHA home loans in Gadsden County, FL in 2025, 89 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (12), loanDepot (10) and United Wholesale Mortgage (8). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Gadsden County are linked below.",
  "county": {
    "fips": "12039",
    "name": "Gadsden County",
    "state": "FL"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 37,
    "lenders_10": 2,
    "loans": 89,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 8,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 414502,
            "full_name": "Dana Cummins",
            "canonical_url": "https://lendb.ai/lo/dana-cummins-414502",
            "branch_city": "Tallahassee",
            "branch_state": "FL"
          },
          {
            "nmls_id": 432403,
            "full_name": "Mechelle Mickles",
            "canonical_url": "https://lendb.ai/lo/mechelle-mickles-432403",
            "branch_city": "Tallahassee",
            "branch_state": "FL"
          },
          {
            "nmls_id": 745490,
            "full_name": "Tim Sheppard",
            "canonical_url": "https://lendb.ai/lo/timothy-sheppard-745490",
            "branch_city": "Tallahassee",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 30998,
      "name": "Delmar Financial Company",
      "slug": "delmar-financial-company-30998",
      "canonical_url": "https://lendb.ai/lender/delmar-financial-company-30998",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 378060,
            "full_name": "Michelle Bailey",
            "canonical_url": "https://lendb.ai/lo/evie-bailey-378060",
            "branch_city": "Tallahassee",
            "branch_state": "FL"
          },
          {
            "nmls_id": 2152787,
            "full_name": "Bianca Garcia",
            "canonical_url": "https://lendb.ai/lo/bianca-garcia-2152787",
            "branch_city": "Tallahassee",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2600,
      "name": "Carrington Mortgage Services",
      "slug": "carrington-mortgage-services-2600",
      "canonical_url": "https://lendb.ai/lender/carrington-mortgage-services-2600",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3035,
      "name": "VanDyk Mortgage",
      "slug": "vandyk-mortgage-3035",
      "canonical_url": "https://lendb.ai/lender/vandyk-mortgage-3035",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}