{
  "canonical_url": "https://lendb.ai/in/florida/indian-river-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 173 funded conventional home loans in Indian River County, FL in 2025, 1,843 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (242), United Wholesale Mortgage (176) and Space Coast Credit Union (88). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Indian River County are linked below.",
  "county": {
    "fips": "12061",
    "name": "Indian River County",
    "state": "FL"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 173,
    "lenders_10": 37,
    "loans": 1843,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 242,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 176,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 403370,
      "name": "Space Coast Credit Union",
      "slug": "space-coast-credit-union-403370",
      "canonical_url": "https://lendb.ai/lender/space-coast-credit-union-403370",
      "loans": 88,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 86,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 306250,
            "full_name": "Kim Ullrich",
            "canonical_url": "https://lendb.ai/lo/kim-ullrich-306250",
            "branch_city": "Vero Beach",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1952548,
            "full_name": "Michelle Spera",
            "canonical_url": "https://lendb.ai/lo/michelle-spera-1952548",
            "branch_city": "Vero Beach",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1471826,
            "full_name": "Gino Giandurco",
            "canonical_url": "https://lendb.ai/lo/gino-giandurco-1471826",
            "branch_city": "Port St Lucie",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 1791,
      "name": "Pulte Mortgage",
      "slug": "pulte-mortgage-1791",
      "canonical_url": "https://lendb.ai/lender/pulte-mortgage-1791",
      "loans": 77,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 58,
      "includes_brokered": true,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 360928,
            "full_name": "Yvonne Edwards",
            "canonical_url": "https://lendb.ai/lo/yvonne-edwards-360928",
            "branch_city": "Vero Beach",
            "branch_state": "FL"
          },
          {
            "nmls_id": 584919,
            "full_name": "Lucy Kranker",
            "canonical_url": "https://lendb.ai/lo/lucy-kranker-584919",
            "branch_city": "Vero Beach",
            "branch_state": "FL"
          },
          {
            "nmls_id": 587287,
            "full_name": "Shannon Pohl",
            "canonical_url": "https://lendb.ai/lo/shannon-pohl-587287",
            "branch_city": "Vero Beach",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 54,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1494450,
            "full_name": "Tony Garcia",
            "canonical_url": "https://lendb.ai/lo/anthony-garcia-1494450",
            "branch_city": "Fort Pierce",
            "branch_state": "FL"
          },
          {
            "nmls_id": 2695227,
            "full_name": "TJ Kemp II",
            "canonical_url": "https://lendb.ai/lo/terry-kemp-2695227",
            "branch_city": "Fort Pierce",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 49,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1127,
      "name": "NVR Mortgage",
      "slug": "nvr-mortgage-1127",
      "canonical_url": "https://lendb.ai/lender/nvr-mortgage-1127",
      "loans": 46,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 46,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}