{
  "canonical_url": "https://lendb.ai/in/florida/indian-river-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 85 funded FHA home loans in Indian River County, FL in 2025, 552 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (93), Rocket Mortgage (46) and loanDepot (41). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Indian River County are linked below.",
  "county": {
    "fips": "12061",
    "name": "Indian River County",
    "state": "FL"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 85,
    "lenders_10": 12,
    "loans": 552,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 93,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 46,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 41,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 39,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2116211,
      "name": "RMC Home Mortgage, LLC",
      "slug": "rmc-home-mortgage-llc-2116211",
      "canonical_url": "https://lendb.ai/lender/rmc-home-mortgage-llc-2116211",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1564276,
      "name": "Inspire Home Loans Inc.",
      "slug": "inspire-home-loans-inc-1564276",
      "canonical_url": "https://lendb.ai/lender/inspire-home-loans-inc-1564276",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 24,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1494450,
            "full_name": "Tony Garcia",
            "canonical_url": "https://lendb.ai/lo/anthony-garcia-1494450",
            "branch_city": "Fort Pierce",
            "branch_state": "FL"
          },
          {
            "nmls_id": 2695227,
            "full_name": "TJ Kemp II",
            "canonical_url": "https://lendb.ai/lo/terry-kemp-2695227",
            "branch_city": "Fort Pierce",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 23,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 306250,
            "full_name": "Kim Ullrich",
            "canonical_url": "https://lendb.ai/lo/kim-ullrich-306250",
            "branch_city": "Vero Beach",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1952548,
            "full_name": "Michelle Spera",
            "canonical_url": "https://lendb.ai/lo/michelle-spera-1952548",
            "branch_city": "Vero Beach",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1471826,
            "full_name": "Gino Giandurco",
            "canonical_url": "https://lendb.ai/lo/gino-giandurco-1471826",
            "branch_city": "Port St Lucie",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}