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canonical_url: https://lendb.ai/in/florida/okaloosa-county/conventional-loans
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# Top lenders for conventional loans in Okaloosa County, FL

These are lenders, not loan officers. Of the lenders LenDb lists, 154 funded conventional home loans in Okaloosa County, FL in 2025, 1,385 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (167), United Wholesale Mortgage (123) and CrossCountry Mortgage (106). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Okaloosa County are linked below.

## Most conventional loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 167 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Okaloosa County yet.
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 123 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Okaloosa County yet.
3. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 106 conventional loans
   - Loan officers LenDb lists at this lender near Okaloosa County: 27 ([Danielle Heitner](https://lendb.ai/lo/danielle-heitner-626467), [Mallory Fotiades](https://lendb.ai/lo/mallory-fotiades-1666711), [Amy Harvell](https://lendb.ai/lo/amy-harvell-1752706), more on the lender page)
4. **[Movement Mortgage](https://lendb.ai/lender/movement-mortgage-39179)**: 103 conventional loans
   - Loan officers LenDb lists at this lender near Okaloosa County: 6 ([Sheryl Douglas](https://lendb.ai/lo/sheryl-douglas-518429), [Paige Gailor](https://lendb.ai/lo/paige-gailor-1207116), [Lindsay Fretina](https://lendb.ai/lo/lindsay-fretina-1449525), more on the lender page)
5. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 67 conventional loans
   - LenDb does not list loan officers at this lender near Okaloosa County yet.
6. **[Waterstone Mortgage](https://lendb.ai/lender/waterstone-mortgage-186434)**: 55 conventional loans
   - LenDb does not list loan officers at this lender near Okaloosa County yet.
7. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 43 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Okaloosa County yet.
8. **[Regions Bank](https://lendb.ai/lender/regions-bank-174490)**: 42 conventional loans
   - LenDb does not list loan officers at this lender near Okaloosa County yet.
9. **[Newrez](https://lendb.ai/lender/newrez-3013)**: 33 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Okaloosa County yet.
10. **[PrimeLending](https://lendb.ai/lender/primelending-13649)**: 23 conventional loans
   - LenDb does not list loan officers at this lender near Okaloosa County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/florida/okaloosa-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._