{
  "canonical_url": "https://lendb.ai/in/florida/pinellas-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 280 funded conventional home loans in Pinellas County, FL in 2025, 9,540 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (1,211), Rocket Mortgage (1,136) and CrossCountry Mortgage (443). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Pinellas County are linked below.",
  "county": {
    "fips": "12103",
    "name": "Pinellas County",
    "state": "FL"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 280,
    "lenders_10": 111,
    "loans": 9540,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1211,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 1136,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 443,
      "includes_brokered": false,
      "loan_officers": {
        "total": 76,
        "people": [
          {
            "nmls_id": 334958,
            "full_name": "Patrick Anderson",
            "canonical_url": "https://lendb.ai/lo/patrick-anderson-334958",
            "branch_city": "St. Petersburg",
            "branch_state": "FL"
          },
          {
            "nmls_id": 377726,
            "full_name": "Jeff Crain",
            "canonical_url": "https://lendb.ai/lo/jeffrey-crain-377726",
            "branch_city": "St. Petersburg",
            "branch_state": "FL"
          },
          {
            "nmls_id": 432394,
            "full_name": "Janice Allen",
            "canonical_url": "https://lendb.ai/lo/janice-allen-432394",
            "branch_city": "St. Petersburg",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 315,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 255,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174490,
      "name": "Regions Bank",
      "slug": "regions-bank-174490",
      "canonical_url": "https://lendb.ai/lender/regions-bank-174490",
      "loans": 227,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 225,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 197588,
            "full_name": "Doug Airey",
            "canonical_url": "https://lendb.ai/lo/douglas-airey-197588",
            "branch_city": "Largo",
            "branch_state": "FL"
          },
          {
            "nmls_id": 272118,
            "full_name": "Renata White",
            "canonical_url": "https://lendb.ai/lo/renata-white-272118",
            "branch_city": "Pinellas Park",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1702552,
            "full_name": "Shannon Johnston",
            "canonical_url": "https://lendb.ai/lo/shannon-johnston-1702552",
            "branch_city": "Saint Pete Beach",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 399802,
      "name": "Bank of America",
      "slug": "bank-of-america-399802",
      "canonical_url": "https://lendb.ai/lender/bank-of-america-399802",
      "loans": 153,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 1866438,
            "full_name": "Joseph Goulart",
            "canonical_url": "https://lendb.ai/lo/joseph-goulart-1866438",
            "branch_city": "Clearwater",
            "branch_state": "FL"
          },
          {
            "nmls_id": 598022,
            "full_name": "Shawn Kelly",
            "canonical_url": "https://lendb.ai/lo/shawn-kelly-598022",
            "branch_city": "Saint Petersburg",
            "branch_state": "FL"
          },
          {
            "nmls_id": 453215,
            "full_name": "Charles Sorvillo",
            "canonical_url": "https://lendb.ai/lo/charles-sorvillo-453215",
            "branch_city": "Tampa",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 152,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 150,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 208397,
            "full_name": "Barry Beote",
            "canonical_url": "https://lendb.ai/lo/barry-beote-208397",
            "branch_city": "Lutz",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1147001,
            "full_name": "Taylor Torok",
            "canonical_url": "https://lendb.ai/lo/taylor-torok-1147001",
            "branch_city": "Lutz",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1359525,
            "full_name": "Ryan Owens",
            "canonical_url": "https://lendb.ai/lo/ryan-owens-1359525",
            "branch_city": "Lutz",
            "branch_state": "FL"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}