{
  "canonical_url": "https://lendb.ai/in/florida/pinellas-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 112 funded VA home loans in Pinellas County, FL in 2025, 1,245 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (215), Veterans United Home Loans (157) and Rocket Mortgage (98). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Pinellas County are linked below.",
  "county": {
    "fips": "12103",
    "name": "Pinellas County",
    "state": "FL"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 112,
    "lenders_10": 21,
    "loans": 1245,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 215,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 157,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 420363,
            "full_name": "Kelly Tolster",
            "canonical_url": "https://lendb.ai/lo/kelly-tolster-420363",
            "branch_city": "Tampa",
            "branch_state": "FL"
          },
          {
            "nmls_id": 845777,
            "full_name": "Meghan Kopka",
            "canonical_url": "https://lendb.ai/lo/meghan-kopka-845777",
            "branch_city": "Tampa",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 98,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 97,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 70,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 59,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 76,
        "people": [
          {
            "nmls_id": 334958,
            "full_name": "Patrick Anderson",
            "canonical_url": "https://lendb.ai/lo/patrick-anderson-334958",
            "branch_city": "St. Petersburg",
            "branch_state": "FL"
          },
          {
            "nmls_id": 377726,
            "full_name": "Jeff Crain",
            "canonical_url": "https://lendb.ai/lo/jeffrey-crain-377726",
            "branch_city": "St. Petersburg",
            "branch_state": "FL"
          },
          {
            "nmls_id": 432394,
            "full_name": "Janice Allen",
            "canonical_url": "https://lendb.ai/lo/janice-allen-432394",
            "branch_city": "St. Petersburg",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 1043,
      "name": "NewDay USA",
      "slug": "newday-usa-1043",
      "canonical_url": "https://lendb.ai/lender/newday-usa-1043",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 208397,
            "full_name": "Barry Beote",
            "canonical_url": "https://lendb.ai/lo/barry-beote-208397",
            "branch_city": "Lutz",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1147001,
            "full_name": "Taylor Torok",
            "canonical_url": "https://lendb.ai/lo/taylor-torok-1147001",
            "branch_city": "Lutz",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1359525,
            "full_name": "Ryan Owens",
            "canonical_url": "https://lendb.ai/lo/ryan-owens-1359525",
            "branch_city": "Lutz",
            "branch_state": "FL"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}