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canonical_url: https://lendb.ai/in/florida/santa-rosa-county
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# Mortgage lenders in Santa Rosa County, FL

Lenders LenDb lists funded 1,787 conventional, 739 FHA, 1,744 VA and 55 USDA home loans in Santa Rosa County, FL in 2025, per HMDA, FFIEC/CFPB data. Pick a loan type for the most active lenders and the loan officers LenDb lists at them near Santa Rosa County. These are lender counts, not loan officer counts.

## By loan type

- [Top lenders for conventional loans in Santa Rosa County, FL](https://lendb.ai/in/florida/santa-rosa-county/conventional-loans): 1787 loans from 146 lenders
- [Top lenders for FHA loans in Santa Rosa County, FL](https://lendb.ai/in/florida/santa-rosa-county/fha-loans): 739 loans from 92 lenders
- [Top lenders for VA loans in Santa Rosa County, FL](https://lendb.ai/in/florida/santa-rosa-county/va-loans): 1744 loans from 113 lenders
- [Top lenders for USDA loans in Santa Rosa County, FL](https://lendb.ai/in/florida/santa-rosa-county/usda-loans): 55 loans from 14 lenders

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/florida/santa-rosa-county.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._