{
  "canonical_url": "https://lendb.ai/in/florida/santa-rosa-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 14 funded USDA home loans in Santa Rosa County, FL in 2025, 55 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (20), Lennar Mortgage (9) and The Mortgage Firm, Inc. (5). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Rosa County are linked below.",
  "county": {
    "fips": "12113",
    "name": "Santa Rosa County",
    "state": "FL"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 14,
    "lenders_10": 1,
    "loans": 55,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 189233,
      "name": "The Mortgage Firm, Inc.",
      "slug": "the-mortgage-firm-inc-189233",
      "canonical_url": "https://lendb.ai/lender/the-mortgage-firm-inc-189233",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 518610,
            "full_name": "Jason Weber",
            "canonical_url": "https://lendb.ai/lo/jason-weber-518610",
            "branch_city": "Pensacola",
            "branch_state": "FL"
          },
          {
            "nmls_id": 706232,
            "full_name": "Matt Sines",
            "canonical_url": "https://lendb.ai/lo/matthew-sines-706232",
            "branch_city": "Pensacola",
            "branch_state": "FL"
          },
          {
            "nmls_id": 2762473,
            "full_name": "Rebekah Ward",
            "canonical_url": "https://lendb.ai/lo/rebekah-ward-2762473",
            "branch_city": "Pensacola",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 3032,
      "name": "Loan Simple, Inc.",
      "slug": "loan-simple-inc-3032",
      "canonical_url": "https://lendb.ai/lender/loan-simple-inc-3032",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 227262,
      "name": "DAS Acquisition Company, LLC",
      "slug": "das-acquisition-company-llc-227262",
      "canonical_url": "https://lendb.ai/lender/das-acquisition-company-llc-227262",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 1247298,
            "full_name": "Kayla Cannon",
            "canonical_url": "https://lendb.ai/lo/kayla-cannon-1247298",
            "branch_city": "Pensacola",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1589773,
            "full_name": "Kevin Brill",
            "canonical_url": "https://lendb.ai/lo/kevin-brill-1589773",
            "branch_city": "Pensacola",
            "branch_state": "FL"
          },
          {
            "nmls_id": 518429,
            "full_name": "Sheryl Douglas",
            "canonical_url": "https://lendb.ai/lo/sheryl-douglas-518429",
            "branch_city": "Fort Walton Beach",
            "branch_state": "FL"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}