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canonical_url: https://lendb.ai/in/florida/santa-rosa-county/va-loans
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# Top lenders for VA loans in Santa Rosa County, FL

These are lenders, not loan officers. Of the lenders LenDb lists, 113 funded VA home loans in Santa Rosa County, FL in 2025, 1,744 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (244), DHI Mortgage (240) and Veterans United Home Loans (171). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Santa Rosa County are linked below.

## Most VA loans funded, 2025

1. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 244 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Rosa County yet.
2. **[DHI Mortgage](https://lendb.ai/lender/dhi-mortgage-14622)**: 240 VA loans
   - LenDb does not list loan officers at this lender near Santa Rosa County yet.
3. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 171 VA loans
   - LenDb does not list loan officers at this lender near Santa Rosa County yet.
4. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 127 VA loans
   - LenDb does not list loan officers at this lender near Santa Rosa County yet.
5. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 107 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Rosa County yet.
6. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 77 VA loans
   - LenDb does not list loan officers at this lender near Santa Rosa County yet.
7. **[Lennar Mortgage](https://lendb.ai/lender/lennar-mortgage-1058)**: 66 VA loans
   - LenDb does not list loan officers at this lender near Santa Rosa County yet.
8. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 51 VA loans
   - Loan officers LenDb lists at this lender near Santa Rosa County: 5 ([Richie Kopf](https://lendb.ai/lo/richard-kopf-676920), [Danielle Heitner](https://lendb.ai/lo/danielle-heitner-626467), [Mallory Fotiades](https://lendb.ai/lo/mallory-fotiades-1666711), more on the lender page)
9. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 42 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Santa Rosa County yet.
10. **[Movement Mortgage](https://lendb.ai/lender/movement-mortgage-39179)**: 40 VA loans
   - Loan officers LenDb lists at this lender near Santa Rosa County: 7 ([Kayla Cannon](https://lendb.ai/lo/kayla-cannon-1247298), [Kevin Brill](https://lendb.ai/lo/kevin-brill-1589773), [Sheryl Douglas](https://lendb.ai/lo/sheryl-douglas-518429), more on the lender page)

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/florida/santa-rosa-county/va-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._