{
  "canonical_url": "https://lendb.ai/in/florida/sumter-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 204 funded conventional home loans in Sumter County, FL in 2025, 1,892 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (285), United Wholesale Mortgage (244) and Union Home Mortgage (116). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Sumter County are linked below.",
  "county": {
    "fips": "12119",
    "name": "Sumter County",
    "state": "FL"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 204,
    "lenders_10": 34,
    "loans": 1892,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 285,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 244,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 116,
      "includes_brokered": true,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1590253,
            "full_name": "Pepper Kinzer",
            "canonical_url": "https://lendb.ai/lo/pepper-kinzer-1590253",
            "branch_city": "The Villages",
            "branch_state": "FL"
          },
          {
            "nmls_id": 640605,
            "full_name": "Kathy Chidester",
            "canonical_url": "https://lendb.ai/lo/kathryn-chidester-640605",
            "branch_city": "The Villages",
            "branch_state": "FL"
          },
          {
            "nmls_id": 696656,
            "full_name": "Scott Turner",
            "canonical_url": "https://lendb.ai/lo/scott-turner-696656",
            "branch_city": "The Villages",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 78,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 496793,
            "full_name": "Howard P Rudolph",
            "canonical_url": "https://lendb.ai/lo/howard-p-rudolph-496793",
            "branch_city": "The Villages",
            "branch_state": "FL"
          },
          {
            "nmls_id": 700603,
            "full_name": "Richard Santiago",
            "canonical_url": "https://lendb.ai/lo/richard-santiago-700603",
            "branch_city": "Clermont",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 48,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 46,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 46,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 44,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 372222,
            "full_name": "Nathan Paff",
            "canonical_url": "https://lendb.ai/lo/nathan-paff-372222",
            "branch_city": "Hernando",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1439348,
            "full_name": "Drew Caudill",
            "canonical_url": "https://lendb.ai/lo/andrew-caudill-1439348",
            "branch_city": "Hernando",
            "branch_state": "FL"
          },
          {
            "nmls_id": 2127478,
            "full_name": "Max McLain",
            "canonical_url": "https://lendb.ai/lo/maxwell-mclain-2127478",
            "branch_city": "Hernando",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 399801,
      "name": "Wells Fargo Home Mortgage",
      "slug": "wells-fargo-399801",
      "canonical_url": "https://lendb.ai/lender/wells-fargo-399801",
      "loans": 44,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 42,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}