{
  "canonical_url": "https://lendb.ai/in/florida/wakulla-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 42 funded FHA home loans in Wakulla County, FL in 2025, 201 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (68), loanDepot (20) and Movement Mortgage (16). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Wakulla County are linked below.",
  "county": {
    "fips": "12129",
    "name": "Wakulla County",
    "state": "FL"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 42,
    "lenders_10": 5,
    "loans": 201,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 68,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 16,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 414502,
            "full_name": "Dana Cummins",
            "canonical_url": "https://lendb.ai/lo/dana-cummins-414502",
            "branch_city": "Tallahassee",
            "branch_state": "FL"
          },
          {
            "nmls_id": 432403,
            "full_name": "Mechelle Mickles",
            "canonical_url": "https://lendb.ai/lo/mechelle-mickles-432403",
            "branch_city": "Tallahassee",
            "branch_state": "FL"
          },
          {
            "nmls_id": 745490,
            "full_name": "Tim Sheppard",
            "canonical_url": "https://lendb.ai/lo/timothy-sheppard-745490",
            "branch_city": "Tallahassee",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2600,
      "name": "Carrington Mortgage Services",
      "slug": "carrington-mortgage-services-2600",
      "canonical_url": "https://lendb.ai/lender/carrington-mortgage-services-2600",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 30998,
      "name": "Delmar Financial Company",
      "slug": "delmar-financial-company-30998",
      "canonical_url": "https://lendb.ai/lender/delmar-financial-company-30998",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 378060,
            "full_name": "Michelle Bailey",
            "canonical_url": "https://lendb.ai/lo/evie-bailey-378060",
            "branch_city": "Tallahassee",
            "branch_state": "FL"
          },
          {
            "nmls_id": 2152787,
            "full_name": "Bianca Garcia",
            "canonical_url": "https://lendb.ai/lo/bianca-garcia-2152787",
            "branch_city": "Tallahassee",
            "branch_state": "FL"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}