{
  "canonical_url": "https://lendb.ai/in/florida/walton-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 180 funded conventional home loans in Walton County, FL in 2025, 1,544 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (136), Rocket Mortgage (134) and CrossCountry Mortgage (116). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Walton County are linked below.",
  "county": {
    "fips": "12131",
    "name": "Walton County",
    "state": "FL"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 180,
    "lenders_10": 42,
    "loans": 1544,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 136,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 134,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 116,
      "includes_brokered": false,
      "loan_officers": {
        "total": 27,
        "people": [
          {
            "nmls_id": 190264,
            "full_name": "Tammy Frith",
            "canonical_url": "https://lendb.ai/lo/tammy-frith-190264",
            "branch_city": "Destin",
            "branch_state": "FL"
          },
          {
            "nmls_id": 1090092,
            "full_name": "Sean Frith",
            "canonical_url": "https://lendb.ai/lo/sean-frith-1090092",
            "branch_city": "Destin",
            "branch_state": "FL"
          },
          {
            "nmls_id": 2137864,
            "full_name": "Caroline Garcia Oronoz",
            "canonical_url": "https://lendb.ai/lo/caroline-garcia-oronoz-2137864",
            "branch_city": "Destin",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 69,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174490,
      "name": "Regions Bank",
      "slug": "regions-bank-174490",
      "canonical_url": "https://lendb.ai/lender/regions-bank-174490",
      "loans": 63,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2280,
      "name": "21st Mortgage Corporation",
      "slug": "21st-mortgage-corporation-2280",
      "canonical_url": "https://lendb.ai/lender/21st-mortgage-corporation-2280",
      "loans": 62,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 43,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 120308,
      "name": "DSLD Mortgage",
      "slug": "dsld-mortgage-120308",
      "canonical_url": "https://lendb.ai/lender/dsld-mortgage-120308",
      "loans": 41,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 35,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1338163,
            "full_name": "Kurt McClearen",
            "canonical_url": "https://lendb.ai/lo/kurt-mcclearen-1338163",
            "branch_city": "Inlet Beach",
            "branch_state": "FL"
          },
          {
            "nmls_id": 224863,
            "full_name": "Russell Maddox",
            "canonical_url": "https://lendb.ai/lo/russell-maddox-224863",
            "branch_city": "Alys Beach",
            "branch_state": "FL"
          },
          {
            "nmls_id": 2214893,
            "full_name": "Patrick Lee",
            "canonical_url": "https://lendb.ai/lo/patrick-lee-2214893",
            "branch_city": "Inlet Beach",
            "branch_state": "FL"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 28,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}