{
  "canonical_url": "https://lendb.ai/in/georgia/catoosa-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 10 funded USDA home loans in Catoosa County, GA in 2025, 11 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (2), CMG Home Loans (1) and Fairway Independent Mortgage Corporation (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Catoosa County are linked below.",
  "county": {
    "fips": "13047",
    "name": "Catoosa County",
    "state": "GA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 10,
    "lenders_10": 0,
    "loans": 11,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 168871,
            "full_name": "JoAnna Otero",
            "canonical_url": "https://lendb.ai/lo/joanna-otero-168871",
            "branch_city": "Ooltewah",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1009959,
            "full_name": "Summer Robertson",
            "canonical_url": "https://lendb.ai/lo/summer-robertson-1009959",
            "branch_city": "Ooltewah",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1139177,
            "full_name": "Shelly Winston",
            "canonical_url": "https://lendb.ai/lo/shelly-winston-1139177",
            "branch_city": "Ooltewah",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 832864,
            "full_name": "Jennifer Bryant",
            "canonical_url": "https://lendb.ai/lo/jennifer-bryant-832864",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1670130,
            "full_name": "Hannah Rogers",
            "canonical_url": "https://lendb.ai/lo/hannah-rogers-1670130",
            "branch_city": "Ringgold",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1851663,
            "full_name": "Amanda Hackett",
            "canonical_url": "https://lendb.ai/lo/amanda-hackett-1851663",
            "branch_city": "Ringgold",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 195344,
            "full_name": "Nancy Collins",
            "canonical_url": "https://lendb.ai/lo/nancy-collins-195344",
            "branch_city": "Dalton",
            "branch_state": "GA"
          },
          {
            "nmls_id": 593721,
            "full_name": "Tim Ward",
            "canonical_url": "https://lendb.ai/lo/tim-ward-593721",
            "branch_city": "Dalton",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1385560,
            "full_name": "Terry Summey",
            "canonical_url": "https://lendb.ai/lo/terry-summey-1385560",
            "branch_city": "Dalton",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3028,
      "name": "Towne Mortgage Company",
      "slug": "towne-mortgage-company-3028",
      "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 12007,
      "name": "LeaderOne Financial",
      "slug": "leaderone-financial-12007",
      "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 1092200,
            "full_name": "Kelly Owen",
            "canonical_url": "https://lendb.ai/lo/kelly-owen-1092200",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1150437,
            "full_name": "Chad Stockburger",
            "canonical_url": "https://lendb.ai/lo/chad-stockburger-1150437",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          },
          {
            "nmls_id": 1243660,
            "full_name": "Nathaniel Hubbard",
            "canonical_url": "https://lendb.ai/lo/nathaniel-hubbard-1243660",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 107716,
      "name": "Ross Mortgage Corporation",
      "slug": "ross-mortgage-corporation-107716",
      "canonical_url": "https://lendb.ai/lender/ross-mortgage-corporation-107716",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 7,
        "people": [
          {
            "nmls_id": 150317,
            "full_name": "Don Oakes",
            "canonical_url": "https://lendb.ai/lo/don-oakes-150317",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          },
          {
            "nmls_id": 150336,
            "full_name": "Karen Sims",
            "canonical_url": "https://lendb.ai/lo/karen-sims-150336",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          },
          {
            "nmls_id": 150337,
            "full_name": "Michelle Tennyson",
            "canonical_url": "https://lendb.ai/lo/michelle-tennyson-150337",
            "branch_city": "Chattanooga",
            "branch_state": "TN"
          }
        ]
      }
    },
    {
      "nmls_id": 629700,
      "name": "First Community Mortgage",
      "slug": "first-community-mortgage-629700",
      "canonical_url": "https://lendb.ai/lender/first-community-mortgage-629700",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1598647,
      "name": "Guaranteed Rate Affinity, LLC",
      "slug": "guaranteed-rate-affinity-llc-1598647",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-affinity-llc-1598647",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}