{
  "canonical_url": "https://lendb.ai/in/georgia/coweta-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 11 funded USDA home loans in Coweta County, GA in 2025, 15 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (3), American Pacific Mortgage (2) and Fairway Independent Mortgage Corporation (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Coweta County are linked below.",
  "county": {
    "fips": "13077",
    "name": "Coweta County",
    "state": "GA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 11,
    "lenders_10": 0,
    "loans": 15,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1404774,
            "full_name": "Makinley Cook",
            "canonical_url": "https://lendb.ai/lo/makinley-cook-1404774",
            "branch_city": "Newnan",
            "branch_state": "GA"
          },
          {
            "nmls_id": 607714,
            "full_name": "Cynthia Hall",
            "canonical_url": "https://lendb.ai/lo/cynthia-hall-607714",
            "branch_city": "Carrollton",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1494895,
            "full_name": "Chris Calhoun",
            "canonical_url": "https://lendb.ai/lo/chris-calhoun-1494895",
            "branch_city": "Newnan",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 2706873,
            "full_name": "Gary Coleman",
            "canonical_url": "https://lendb.ai/lo/gary-coleman-2706873",
            "branch_city": "Peachtree City",
            "branch_state": "GA"
          },
          {
            "nmls_id": 198260,
            "full_name": "Michelle Frander",
            "canonical_url": "https://lendb.ai/lo/michelle-frander-198260",
            "branch_city": "Peachtree City",
            "branch_state": "GA"
          },
          {
            "nmls_id": 609874,
            "full_name": "Sharon Thompson",
            "canonical_url": "https://lendb.ai/lo/sharon-thompson-609874",
            "branch_city": "Peachtree City",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 170092,
            "full_name": "Stephanie Smith",
            "canonical_url": "https://lendb.ai/lo/stephanie-smith-170092",
            "branch_city": "Newnan",
            "branch_state": "GA"
          },
          {
            "nmls_id": 2592715,
            "full_name": "Morgan Brady",
            "canonical_url": "https://lendb.ai/lo/morgan-brady-2592715",
            "branch_city": "Newnan",
            "branch_state": "GA"
          },
          {
            "nmls_id": 229150,
            "full_name": "KC Shannon",
            "canonical_url": "https://lendb.ai/lo/kelly-shannon-229150",
            "branch_city": "Peachtree City",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 1058,
      "name": "Lennar Mortgage",
      "slug": "lennar-mortgage-1058",
      "canonical_url": "https://lendb.ai/lender/lennar-mortgage-1058",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2926,
      "name": "emm loans llc",
      "slug": "emm-loans-llc-2926",
      "canonical_url": "https://lendb.ai/lender/emm-loans-llc-2926",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 277997,
            "full_name": "Pina Payne",
            "canonical_url": "https://lendb.ai/lo/pina-payne-277997",
            "branch_city": "Newnan",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1028692,
            "full_name": "Denver Payton",
            "canonical_url": "https://lendb.ai/lo/denver-payton-1028692",
            "branch_city": "Newnan",
            "branch_state": "GA"
          },
          {
            "nmls_id": 2091639,
            "full_name": "Stephanie Burnham",
            "canonical_url": "https://lendb.ai/lo/stephanie-burnham-2091639",
            "branch_city": "Newnan",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3094,
      "name": "Primary Residential Mortgage (PRMI)",
      "slug": "primary-residential-mortgage-3094",
      "canonical_url": "https://lendb.ai/lender/primary-residential-mortgage-3094",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 75164,
      "name": "Prosperity Home Mortgage",
      "slug": "prosperity-home-mortgage-75164",
      "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}