---
canonical_url: https://lendb.ai/in/georgia/effingham-county/conventional-loans
---

# Top lenders for conventional loans in Effingham County, GA

These are lenders, not loan officers. Of the lenders LenDb lists, 100 funded conventional home loans in Effingham County, GA in 2025, 658 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (157), Guild Mortgage (38) and New American Funding (35). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Effingham County are linked below.

## Most conventional loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 157 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Effingham County yet.
2. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 38 conventional loans
   - Loan officers LenDb lists at this lender near Effingham County: 6 ([Gabe Santin](https://lendb.ai/lo/gabe-santin-2680647), [Richard Brown](https://lendb.ai/lo/richard-brown-394225), [John Stahl III](https://lendb.ai/lo/john-stahl-836606), more on the lender page)
3. **[New American Funding](https://lendb.ai/lender/new-american-funding-6606)**: 35 conventional loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
4. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 35 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Effingham County yet.
5. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 29 conventional loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
6. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 27 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Effingham County yet.
7. **[21st Mortgage Corporation](https://lendb.ai/lender/21st-mortgage-corporation-2280)**: 22 conventional loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
8. **[Vanderbilt Mortgage and Finance, Inc.](https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561)**: 21 conventional loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
9. **[emm loans llc](https://lendb.ai/lender/emm-loans-llc-2926)**: 16 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Effingham County yet.
10. **[Newrez](https://lendb.ai/lender/newrez-3013)**: 14 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Effingham County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/georgia/effingham-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._