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canonical_url: https://lendb.ai/in/georgia/effingham-county/fha-loans
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# Top lenders for FHA loans in Effingham County, GA

These are lenders, not loan officers. Of the lenders LenDb lists, 71 funded FHA home loans in Effingham County, GA in 2025, 449 loans in all, per HMDA, FFIEC/CFPB data. The most active were DHI Mortgage (56), Rocket Mortgage (42) and New American Funding (38). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Effingham County are linked below.

## Most FHA loans funded, 2025

1. **[DHI Mortgage](https://lendb.ai/lender/dhi-mortgage-14622)**: 56 FHA loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
2. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 42 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Effingham County yet.
3. **[New American Funding](https://lendb.ai/lender/new-american-funding-6606)**: 38 FHA loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
4. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 32 FHA loans
   - Loan officers LenDb lists at this lender near Effingham County: 6 ([Gabe Santin](https://lendb.ai/lo/gabe-santin-2680647), [Richard Brown](https://lendb.ai/lo/richard-brown-394225), [John Stahl III](https://lendb.ai/lo/john-stahl-836606), more on the lender page)
5. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 27 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Effingham County yet.
6. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 25 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Effingham County yet.
7. **[Vanderbilt Mortgage and Finance, Inc.](https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561)**: 21 FHA loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
8. **[Movement Mortgage](https://lendb.ai/lender/movement-mortgage-39179)**: 19 FHA loans
   - Loan officers LenDb lists at this lender near Effingham County: 2 ([Jackie Alcock](https://lendb.ai/lo/jackie-alcock-246640), [Debbie D. Kennedy](https://lendb.ai/lo/debra-kennedy-659095))
9. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 18 FHA loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
10. **[Planet Home Lending](https://lendb.ai/lender/planet-home-lending-17022)**: 15 FHA loans
   - LenDb does not list loan officers at this lender near Effingham County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/georgia/effingham-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._