{
  "canonical_url": "https://lendb.ai/in/georgia/floyd-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 15 funded USDA home loans in Floyd County, GA in 2025, 21 loans in all, per HMDA, FFIEC/CFPB data. The most active were American Pacific Mortgage (3), Union Home Mortgage (3) and Kind Lending, LLC (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Floyd County are linked below.",
  "county": {
    "fips": "13115",
    "name": "Floyd County",
    "state": "GA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 15,
    "lenders_10": 0,
    "loans": 21,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 764494,
            "full_name": "Sonya Blankenship",
            "canonical_url": "https://lendb.ai/lo/sonya-blankenship-764494",
            "branch_city": "Rome",
            "branch_state": "GA"
          },
          {
            "nmls_id": 211138,
            "full_name": "Debbi Lindsay",
            "canonical_url": "https://lendb.ai/lo/debra-lindsay-211138",
            "branch_city": "Dallas",
            "branch_state": "GA"
          },
          {
            "nmls_id": 475754,
            "full_name": "Jay Dondero",
            "canonical_url": "https://lendb.ai/lo/jonathan-dondero-475754",
            "branch_city": "Dallas",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2113,
      "name": "Plaza Home Mortgage, Inc.",
      "slug": "plaza-home-mortgage-inc-2113",
      "canonical_url": "https://lendb.ai/lender/plaza-home-mortgage-inc-2113",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1469791,
            "full_name": "Wendy Gilstrap",
            "canonical_url": "https://lendb.ai/lo/wendy-gilstrap-1469791",
            "branch_city": "Cartersville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 286295,
            "full_name": "Erin Stepp",
            "canonical_url": "https://lendb.ai/lo/erin-stepp-286295",
            "branch_city": "Cartersville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 388308,
            "full_name": "Caleb Wishart",
            "canonical_url": "https://lendb.ai/lo/caleb-wishart-388308",
            "branch_city": "Cartersville",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 4664,
      "name": "Acopia, LLC",
      "slug": "acopia-llc-4664",
      "canonical_url": "https://lendb.ai/lender/acopia-llc-4664",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 9741,
      "name": "SWBC Mortgage",
      "slug": "swbc-mortgage-9741",
      "canonical_url": "https://lendb.ai/lender/swbc-mortgage-9741",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}