{
  "canonical_url": "https://lendb.ai/in/georgia/franklin-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 39 funded FHA home loans in Franklin County, GA in 2025, 112 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (12), United Wholesale Mortgage (12) and Fairway Independent Mortgage Corporation (9). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Franklin County are linked below.",
  "county": {
    "fips": "13119",
    "name": "Franklin County",
    "state": "GA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 39,
    "lenders_10": 2,
    "loans": 112,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 1836244,
            "full_name": "Kolby Hanson",
            "canonical_url": "https://lendb.ai/lo/kolby-hanson-1836244",
            "branch_city": "Jefferson",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1469262,
            "full_name": "Jacob Dukes",
            "canonical_url": "https://lendb.ai/lo/timothy-dukes-1469262",
            "branch_city": "Hartwell",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 93718,
      "name": "Homeowners Financial Group",
      "slug": "homeowners-financial-group-93718",
      "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 42056,
      "name": "Geneva Financial",
      "slug": "geneva-financial-42056",
      "canonical_url": "https://lendb.ai/lender/geneva-financial-42056",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 132111,
      "name": "Sente Mortgage, Inc.",
      "slug": "sente-mortgage-inc-132111",
      "canonical_url": "https://lendb.ai/lender/sente-mortgage-inc-132111",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 201785,
            "full_name": "Molly Nicholson",
            "canonical_url": "https://lendb.ai/lo/molly-nicholson-201785",
            "branch_city": "Clarkesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1253617,
            "full_name": "Rachel Unbehant",
            "canonical_url": "https://lendb.ai/lo/rachel-unbehant-1253617",
            "branch_city": "Clarkesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1640683,
            "full_name": "Chance Evans",
            "canonical_url": "https://lendb.ai/lo/steven-evans-1640683",
            "branch_city": "Clarkesville",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 4181,
      "name": "Top Flite Financial, Inc.",
      "slug": "top-flite-financial-inc-4181",
      "canonical_url": "https://lendb.ai/lender/top-flite-financial-inc-4181",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6666,
      "name": "Envoy Mortgage",
      "slug": "envoy-mortgage-6666",
      "canonical_url": "https://lendb.ai/lender/envoy-mortgage-6666",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}