{
  "canonical_url": "https://lendb.ai/in/georgia/habersham-county",
  "summary": "Lenders LenDb lists funded 407 conventional, 214 FHA, 83 VA and 15 USDA home loans in Habersham County, GA in 2025, per HMDA, FFIEC/CFPB data. Pick a loan type for the most active lenders and the loan officers LenDb lists at them near Habersham County. These are lender counts, not loan officer counts.",
  "county": {
    "fips": "13137",
    "name": "Habersham County",
    "state": "GA"
  },
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "loan_types": {
    "conventional": {
      "lenders": 82,
      "lenders_10": 10,
      "loans": 407,
      "qualifies": true
    },
    "fha": {
      "lenders": 54,
      "lenders_10": 7,
      "loans": 214,
      "qualifies": true
    },
    "va": {
      "lenders": 30,
      "lenders_10": 2,
      "loans": 83,
      "qualifies": false
    },
    "usda": {
      "lenders": 9,
      "lenders_10": 0,
      "loans": 15,
      "qualifies": false
    }
  },
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}