{ "canonical_url": "https://lendb.ai/in/georgia/habersham-county/conventional-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 82 funded conventional home loans in Habersham County, GA in 2025, 407 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (67), United Wholesale Mortgage (36) and Homeowners Financial Group (29). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Habersham County are linked below.", "county": { "fips": "13137", "name": "Habersham County", "state": "GA" }, "loan_type": "conventional", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 82, "lenders_10": 10, "loans": 407, "qualifies": true }, "lenders": [ { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 67, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 36, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 93718, "name": "Homeowners Financial Group", "slug": "homeowners-financial-group-93718", "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718", "loans": 29, "includes_brokered": false, "loan_officers": { "total": 3, "people": [ { "nmls_id": 1683620, "full_name": "Jodie L. Bochat", "canonical_url": "https://lendb.ai/lo/jodie-bochat-1683620", "branch_city": "Cleveland", "branch_state": "GA" }, { "nmls_id": 2303959, "full_name": "Casey Simmons", "canonical_url": "https://lendb.ai/lo/casey-simmons-2303959", "branch_city": "Cleveland", "branch_state": "GA" }, { "nmls_id": 169333, "full_name": "Jerry Stover", "canonical_url": "https://lendb.ai/lo/jerry-stover-169333", "branch_city": "Cleveland", "branch_state": "GA" } ] } }, { "nmls_id": 1850, "name": "American Pacific Mortgage", "slug": "american-pacific-mortgage-1850", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "loans": 23, "includes_brokered": false, "loan_officers": { "total": 14, "people": [ { "nmls_id": 216609, "full_name": "Ana Campa", "canonical_url": "https://lendb.ai/lo/ana-campa-216609", "branch_city": "Gainesville", "branch_state": "GA" }, { "nmls_id": 201785, "full_name": "Molly Nicholson", "canonical_url": "https://lendb.ai/lo/molly-nicholson-201785", "branch_city": "Clarkesville", "branch_state": "GA" }, { "nmls_id": 1253617, "full_name": "Rachel Unbehant", "canonical_url": "https://lendb.ai/lo/rachel-unbehant-1253617", "branch_city": "Clarkesville", "branch_state": "GA" } ] } }, { "nmls_id": 2280, "name": "21st Mortgage Corporation", "slug": "21st-mortgage-corporation-2280", "canonical_url": "https://lendb.ai/lender/21st-mortgage-corporation-2280", "loans": 20, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "slug": "fairway-independent-mortgage-2289", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "loans": 16, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 658842, "full_name": "Ken Duncan", "canonical_url": "https://lendb.ai/lo/kenneth-duncan-658842", "branch_city": "Gainesville", "branch_state": "GA" }, { "nmls_id": 206525, "full_name": "Megan McMahon", "canonical_url": "https://lendb.ai/lo/megan-mcmahon-206525", "branch_city": "Gainesville", "branch_state": "GA" }, { "nmls_id": 1575747, "full_name": "Erika Soto", "canonical_url": "https://lendb.ai/lo/erika-soto-1575747", "branch_city": "Gainesville", "branch_state": "GA" } ] } }, { "nmls_id": 35953, "name": "Pennymac", "slug": "pennymac-35953", "canonical_url": "https://lendb.ai/lender/pennymac-35953", "loans": 15, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1169, "name": "Premier Mortgage Resources, L.L.C.", "slug": "premier-mortgage-resources-l-l-c-1169", "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169", "loans": 14, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "loans": 12, "includes_brokered": false, "loan_officers": { "total": 2, "people": [ { "nmls_id": 1942573, "full_name": "Shane Burns", "canonical_url": "https://lendb.ai/lo/shane-burns-1942573", "branch_city": "Clayton", "branch_state": "GA" }, { "nmls_id": 2637777, "full_name": "Jenna Kretzer", "canonical_url": "https://lendb.ai/lo/jenna-kretzer-2637777", "branch_city": "Clayton", "branch_state": "GA" } ] } }, { "nmls_id": 174490, "name": "Regions Bank", "slug": "regions-bank-174490", "canonical_url": "https://lendb.ai/lender/regions-bank-174490", "loans": 10, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }