{ "canonical_url": "https://lendb.ai/in/georgia/habersham-county/fha-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 54 funded FHA home loans in Habersham County, GA in 2025, 214 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (24), American Pacific Mortgage (22) and Rocket Mortgage (17). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Habersham County are linked below.", "county": { "fips": "13137", "name": "Habersham County", "state": "GA" }, "loan_type": "fha", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 54, "lenders_10": 7, "loans": 214, "qualifies": true }, "lenders": [ { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 24, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1850, "name": "American Pacific Mortgage", "slug": "american-pacific-mortgage-1850", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "loans": 22, "includes_brokered": false, "loan_officers": { "total": 14, "people": [ { "nmls_id": 216609, "full_name": "Ana Campa", "canonical_url": "https://lendb.ai/lo/ana-campa-216609", "branch_city": "Gainesville", "branch_state": "GA" }, { "nmls_id": 201785, "full_name": "Molly Nicholson", "canonical_url": "https://lendb.ai/lo/molly-nicholson-201785", "branch_city": "Clarkesville", "branch_state": "GA" }, { "nmls_id": 1253617, "full_name": "Rachel Unbehant", "canonical_url": "https://lendb.ai/lo/rachel-unbehant-1253617", "branch_city": "Clarkesville", "branch_state": "GA" } ] } }, { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 17, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 93718, "name": "Homeowners Financial Group", "slug": "homeowners-financial-group-93718", "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718", "loans": 13, "includes_brokered": false, "loan_officers": { "total": 3, "people": [ { "nmls_id": 1683620, "full_name": "Jodie L. Bochat", "canonical_url": "https://lendb.ai/lo/jodie-bochat-1683620", "branch_city": "Cleveland", "branch_state": "GA" }, { "nmls_id": 2303959, "full_name": "Casey Simmons", "canonical_url": "https://lendb.ai/lo/casey-simmons-2303959", "branch_city": "Cleveland", "branch_state": "GA" }, { "nmls_id": 169333, "full_name": "Jerry Stover", "canonical_url": "https://lendb.ai/lo/jerry-stover-169333", "branch_city": "Cleveland", "branch_state": "GA" } ] } }, { "nmls_id": 1169, "name": "Premier Mortgage Resources, L.L.C.", "slug": "premier-mortgage-resources-l-l-c-1169", "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169", "loans": 12, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "slug": "fairway-independent-mortgage-2289", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "loans": 12, "includes_brokered": false, "loan_officers": { "total": 4, "people": [ { "nmls_id": 658842, "full_name": "Ken Duncan", "canonical_url": "https://lendb.ai/lo/kenneth-duncan-658842", "branch_city": "Gainesville", "branch_state": "GA" }, { "nmls_id": 206525, "full_name": "Megan McMahon", "canonical_url": "https://lendb.ai/lo/megan-mcmahon-206525", "branch_city": "Gainesville", "branch_state": "GA" }, { "nmls_id": 1575747, "full_name": "Erika Soto", "canonical_url": "https://lendb.ai/lo/erika-soto-1575747", "branch_city": "Gainesville", "branch_state": "GA" } ] } }, { "nmls_id": 35953, "name": "Pennymac", "slug": "pennymac-35953", "canonical_url": "https://lendb.ai/lender/pennymac-35953", "loans": 10, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 132111, "name": "Sente Mortgage, Inc.", "slug": "sente-mortgage-inc-132111", "canonical_url": "https://lendb.ai/lender/sente-mortgage-inc-132111", "loans": 9, "includes_brokered": false, "loan_officers": { "total": 1, "people": [ { "nmls_id": 202092, "full_name": "Clay Christy", "canonical_url": "https://lendb.ai/lo/clay-christy-202092", "branch_city": "Dahlonega", "branch_state": "GA" } ] } }, { "nmls_id": 17022, "name": "Planet Home Lending", "slug": "planet-home-lending-17022", "canonical_url": "https://lendb.ai/lender/planet-home-lending-17022", "loans": 6, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "loans": 5, "includes_brokered": false, "loan_officers": { "total": 2, "people": [ { "nmls_id": 1942573, "full_name": "Shane Burns", "canonical_url": "https://lendb.ai/lo/shane-burns-1942573", "branch_city": "Clayton", "branch_state": "GA" }, { "nmls_id": 2637777, "full_name": "Jenna Kretzer", "canonical_url": "https://lendb.ai/lo/jenna-kretzer-2637777", "branch_city": "Clayton", "branch_state": "GA" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }