{
  "canonical_url": "https://lendb.ai/in/georgia/habersham-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Habersham County, GA in 2025, 15 loans in all, per HMDA, FFIEC/CFPB data. The most active were American Pacific Mortgage (4), Union Home Mortgage (3) and Fairway Independent Mortgage Corporation (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Habersham County are linked below.",
  "county": {
    "fips": "13137",
    "name": "Habersham County",
    "state": "GA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 0,
    "loans": 15,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 216609,
            "full_name": "Ana Campa",
            "canonical_url": "https://lendb.ai/lo/ana-campa-216609",
            "branch_city": "Gainesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 201785,
            "full_name": "Molly Nicholson",
            "canonical_url": "https://lendb.ai/lo/molly-nicholson-201785",
            "branch_city": "Clarkesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1253617,
            "full_name": "Rachel Unbehant",
            "canonical_url": "https://lendb.ai/lo/rachel-unbehant-1253617",
            "branch_city": "Clarkesville",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 658842,
            "full_name": "Ken Duncan",
            "canonical_url": "https://lendb.ai/lo/kenneth-duncan-658842",
            "branch_city": "Gainesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 206525,
            "full_name": "Megan McMahon",
            "canonical_url": "https://lendb.ai/lo/megan-mcmahon-206525",
            "branch_city": "Gainesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1575747,
            "full_name": "Erika Soto",
            "canonical_url": "https://lendb.ai/lo/erika-soto-1575747",
            "branch_city": "Gainesville",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1788,
      "name": "Sierra Pacific Mortgage Company Inc",
      "slug": "sierra-pacific-mortgage-company-inc-1788",
      "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 8259,
      "name": "Stockton Mortgage Corporation",
      "slug": "stockton-mortgage-corporation-8259",
      "canonical_url": "https://lendb.ai/lender/stockton-mortgage-corporation-8259",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 93718,
      "name": "Homeowners Financial Group",
      "slug": "homeowners-financial-group-93718",
      "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1683620,
            "full_name": "Jodie L. Bochat",
            "canonical_url": "https://lendb.ai/lo/jodie-bochat-1683620",
            "branch_city": "Cleveland",
            "branch_state": "GA"
          },
          {
            "nmls_id": 2303959,
            "full_name": "Casey Simmons",
            "canonical_url": "https://lendb.ai/lo/casey-simmons-2303959",
            "branch_city": "Cleveland",
            "branch_state": "GA"
          },
          {
            "nmls_id": 169333,
            "full_name": "Jerry Stover",
            "canonical_url": "https://lendb.ai/lo/jerry-stover-169333",
            "branch_city": "Cleveland",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 123411,
      "name": "First Option Mortgage, LLC",
      "slug": "first-option-mortgage-llc-123411",
      "canonical_url": "https://lendb.ai/lender/first-option-mortgage-llc-123411",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}