{
  "canonical_url": "https://lendb.ai/in/georgia/hart-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 66 funded conventional home loans in Hart County, GA in 2025, 205 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (39), United Wholesale Mortgage (13) and 21st Mortgage Corporation (10). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Hart County are linked below.",
  "county": {
    "fips": "13147",
    "name": "Hart County",
    "state": "GA"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 66,
    "lenders_10": 5,
    "loans": 205,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 39,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 13,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2280,
      "name": "21st Mortgage Corporation",
      "slug": "21st-mortgage-corporation-2280",
      "canonical_url": "https://lendb.ai/lender/21st-mortgage-corporation-2280",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 613486,
            "full_name": "Lois Philyaw",
            "canonical_url": "https://lendb.ai/lo/lois-philyaw-613486",
            "branch_city": "Anderson",
            "branch_state": "SC"
          },
          {
            "nmls_id": 1762595,
            "full_name": "Jae Ellison",
            "canonical_url": "https://lendb.ai/lo/jae-ellison-1762595",
            "branch_city": "Anderson",
            "branch_state": "SC"
          },
          {
            "nmls_id": 2415840,
            "full_name": "Mary Terry",
            "canonical_url": "https://lendb.ai/lo/mary-terry-2415840",
            "branch_city": "Anderson",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 10,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1469262,
            "full_name": "Jacob Dukes",
            "canonical_url": "https://lendb.ai/lo/timothy-dukes-1469262",
            "branch_city": "Hartwell",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 42056,
      "name": "Geneva Financial",
      "slug": "geneva-financial-42056",
      "canonical_url": "https://lendb.ai/lender/geneva-financial-42056",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 4664,
      "name": "Acopia, LLC",
      "slug": "acopia-llc-4664",
      "canonical_url": "https://lendb.ai/lender/acopia-llc-4664",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 178921,
            "full_name": "Amy Broome",
            "canonical_url": "https://lendb.ai/lo/amy-broome-178921",
            "branch_city": "Anderson",
            "branch_state": "SC"
          },
          {
            "nmls_id": 320903,
            "full_name": "Lee Ayer",
            "canonical_url": "https://lendb.ai/lo/lee-ayer-320903",
            "branch_city": "Anderson",
            "branch_state": "SC"
          }
        ]
      }
    },
    {
      "nmls_id": 174490,
      "name": "Regions Bank",
      "slug": "regions-bank-174490",
      "canonical_url": "https://lendb.ai/lender/regions-bank-174490",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}