{
  "canonical_url": "https://lendb.ai/in/georgia/liberty-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 77 funded VA home loans in Liberty County, GA in 2025, 1,173 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (245), United Wholesale Mortgage (166) and Freedom Mortgage (78). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Liberty County are linked below.",
  "county": {
    "fips": "13179",
    "name": "Liberty County",
    "state": "GA"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 77,
    "lenders_10": 20,
    "loans": 1173,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 245,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 169957,
            "full_name": "Shawn Workman",
            "canonical_url": "https://lendb.ai/lo/shawn-workman-169957",
            "branch_city": "Hinesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1191068,
            "full_name": "Tim Spears",
            "canonical_url": "https://lendb.ai/lo/timothy-spears-1191068",
            "branch_city": "Hinesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 2673576,
            "full_name": "Melissa Velasquez",
            "canonical_url": "https://lendb.ai/lo/melissa-velasquez-2673576",
            "branch_city": "Hinesville",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 166,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 78,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 74,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 58,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 474210,
            "full_name": "Kip Murphy",
            "canonical_url": "https://lendb.ai/lo/robert-murphy-474210",
            "branch_city": "Savannah",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 57,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 204415,
            "full_name": "Tonja Ann Hathaway",
            "canonical_url": "https://lendb.ai/lo/tonja-hathaway-204415",
            "branch_city": "Savannah",
            "branch_state": "GA"
          },
          {
            "nmls_id": 270226,
            "full_name": "Brenda Harden",
            "canonical_url": "https://lendb.ai/lo/brenda-m-harden-270226",
            "branch_city": "Savannah",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1783207,
            "full_name": "Fernando Lopez",
            "canonical_url": "https://lendb.ai/lo/fernando-lopez-1783207",
            "branch_city": "Savannah",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 53,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 45,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 27,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}