{
  "canonical_url": "https://lendb.ai/in/georgia/polk-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 58 funded FHA home loans in Polk County, GA in 2025, 210 loans in all, per HMDA, FFIEC/CFPB data. The most active were Fairway Independent Mortgage Corporation (25), Rocket Mortgage (21) and United Wholesale Mortgage (21). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Polk County are linked below.",
  "county": {
    "fips": "13233",
    "name": "Polk County",
    "state": "GA"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 58,
    "lenders_10": 6,
    "loans": 210,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 25,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1469791,
            "full_name": "Wendy Gilstrap",
            "canonical_url": "https://lendb.ai/lo/wendy-gilstrap-1469791",
            "branch_city": "Cartersville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 286295,
            "full_name": "Erin Stepp",
            "canonical_url": "https://lendb.ai/lo/erin-stepp-286295",
            "branch_city": "Cartersville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 388308,
            "full_name": "Caleb Wishart",
            "canonical_url": "https://lendb.ai/lo/caleb-wishart-388308",
            "branch_city": "Cartersville",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 21,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 21,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 764494,
            "full_name": "Sonya Blankenship",
            "canonical_url": "https://lendb.ai/lo/sonya-blankenship-764494",
            "branch_city": "Rome",
            "branch_state": "GA"
          },
          {
            "nmls_id": 211138,
            "full_name": "Debbi Lindsay",
            "canonical_url": "https://lendb.ai/lo/debra-lindsay-211138",
            "branch_city": "Dallas",
            "branch_state": "GA"
          },
          {
            "nmls_id": 475754,
            "full_name": "Jay Dondero",
            "canonical_url": "https://lendb.ai/lo/jonathan-dondero-475754",
            "branch_city": "Dallas",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 11,
      "includes_brokered": false,
      "loan_officers": {
        "total": 19,
        "people": [
          {
            "nmls_id": 211792,
            "full_name": "Debbie Johnston",
            "canonical_url": "https://lendb.ai/lo/debbie-johnston-211792",
            "branch_city": "Acworth",
            "branch_state": "GA"
          },
          {
            "nmls_id": 217721,
            "full_name": "Wesley Murphy",
            "canonical_url": "https://lendb.ai/lo/wesley-murphy-217721",
            "branch_city": "Acworth",
            "branch_state": "GA"
          },
          {
            "nmls_id": 218631,
            "full_name": "Wanda Cruz",
            "canonical_url": "https://lendb.ai/lo/wanda-cruz-218631",
            "branch_city": "Acworth",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 1561,
      "name": "Vanderbilt Mortgage and Finance, Inc.",
      "slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2600,
      "name": "Carrington Mortgage Services",
      "slug": "carrington-mortgage-services-2600",
      "canonical_url": "https://lendb.ai/lender/carrington-mortgage-services-2600",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 9741,
      "name": "SWBC Mortgage",
      "slug": "swbc-mortgage-9741",
      "canonical_url": "https://lendb.ai/lender/swbc-mortgage-9741",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}