{ "canonical_url": "https://lendb.ai/in/georgia/polk-county/usda-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 16 funded USDA home loans in Polk County, GA in 2025, 31 loans in all, per HMDA, FFIEC/CFPB data. The most active were American Pacific Mortgage (8), Guild Mortgage (4) and Kind Lending, LLC (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Polk County are linked below.", "county": { "fips": "13233", "name": "Polk County", "state": "GA" }, "loan_type": "usda", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 16, "lenders_10": 0, "loans": 31, "qualifies": false }, "lenders": [ { "nmls_id": 1850, "name": "American Pacific Mortgage", "slug": "american-pacific-mortgage-1850", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "loans": 8, "includes_brokered": false, "loan_officers": { "total": 6, "people": [ { "nmls_id": 764494, "full_name": "Sonya Blankenship", "canonical_url": "https://lendb.ai/lo/sonya-blankenship-764494", "branch_city": "Rome", "branch_state": "GA" }, { "nmls_id": 211138, "full_name": "Debbi Lindsay", "canonical_url": "https://lendb.ai/lo/debra-lindsay-211138", "branch_city": "Dallas", "branch_state": "GA" }, { "nmls_id": 475754, "full_name": "Jay Dondero", "canonical_url": "https://lendb.ai/lo/jonathan-dondero-475754", "branch_city": "Dallas", "branch_state": "GA" } ] } }, { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "loans": 4, "includes_brokered": false, "loan_officers": { "total": 3, "people": [ { "nmls_id": 607714, "full_name": "Cynthia Hall", "canonical_url": "https://lendb.ai/lo/cynthia-hall-607714", "branch_city": "Carrollton", "branch_state": "GA" }, { "nmls_id": 599818, "full_name": "Robert Strawhand", "canonical_url": "https://lendb.ai/lo/robert-strawhand-599818", "branch_city": "Carrollton", "branch_state": "GA" }, { "nmls_id": 1164731, "full_name": "Olivia Howard", "canonical_url": "https://lendb.ai/lo/olivia-howard-1164731", "branch_city": "Carrollton", "branch_state": "GA" } ] } }, { "nmls_id": 3925, "name": "Kind Lending, LLC", "slug": "kind-lending-3925", "canonical_url": "https://lendb.ai/lender/kind-lending-3925", "loans": 3, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 9741, "name": "SWBC Mortgage", "slug": "swbc-mortgage-9741", "canonical_url": "https://lendb.ai/lender/swbc-mortgage-9741", "loans": 3, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1121650, "name": "The Loan Store, Inc.", "slug": "the-loan-store-inc-1121650", "canonical_url": "https://lendb.ai/lender/the-loan-store-inc-1121650", "loans": 2, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 1561, "name": "Vanderbilt Mortgage and Finance, Inc.", "slug": "vanderbilt-mortgage-and-finance-inc-1561", "canonical_url": "https://lendb.ai/lender/vanderbilt-mortgage-and-finance-inc-1561", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2229, "name": "Union Home Mortgage", "slug": "union-home-mortgage-2229", "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229", "loans": 1, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "slug": "fairway-independent-mortgage-2289", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 5, "people": [ { "nmls_id": 1469791, "full_name": "Wendy Gilstrap", "canonical_url": "https://lendb.ai/lo/wendy-gilstrap-1469791", "branch_city": "Cartersville", "branch_state": "GA" }, { "nmls_id": 286295, "full_name": "Erin Stepp", "canonical_url": "https://lendb.ai/lo/erin-stepp-286295", "branch_city": "Cartersville", "branch_state": "GA" }, { "nmls_id": 388308, "full_name": "Caleb Wishart", "canonical_url": "https://lendb.ai/lo/caleb-wishart-388308", "branch_city": "Cartersville", "branch_state": "GA" } ] } }, { "nmls_id": 3028, "name": "Towne Mortgage Company", "slug": "towne-mortgage-company-3028", "canonical_url": "https://lendb.ai/lender/towne-mortgage-company-3028", "loans": 1, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 1, "includes_brokered": false, "loan_officers": { "total": 19, "people": [ { "nmls_id": 211792, "full_name": "Debbie Johnston", "canonical_url": "https://lendb.ai/lo/debbie-johnston-211792", "branch_city": "Acworth", "branch_state": "GA" }, { "nmls_id": 217721, "full_name": "Wesley Murphy", "canonical_url": "https://lendb.ai/lo/wesley-murphy-217721", "branch_city": "Acworth", "branch_state": "GA" }, { "nmls_id": 218631, "full_name": "Wanda Cruz", "canonical_url": "https://lendb.ai/lo/wanda-cruz-218631", "branch_city": "Acworth", "branch_state": "GA" } ] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }