{
  "canonical_url": "https://lendb.ai/in/georgia/spalding-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 7 funded USDA home loans in Spalding County, GA in 2025, 7 loans in all, per HMDA, FFIEC/CFPB data. The most active were Union Home Mortgage (1), Fairway Independent Mortgage Corporation (1) and VanDyk Mortgage (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Spalding County are linked below.",
  "county": {
    "fips": "13255",
    "name": "Spalding County",
    "state": "GA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 7,
    "lenders_10": 0,
    "loans": 7,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 658991,
            "full_name": "Jason Reeves",
            "canonical_url": "https://lendb.ai/lo/jason-reeves-658991",
            "branch_city": "McDonough",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 215529,
            "full_name": "Shea Neely",
            "canonical_url": "https://lendb.ai/lo/shea-neely-215529",
            "branch_city": "Jackson",
            "branch_state": "GA"
          },
          {
            "nmls_id": 847174,
            "full_name": "Kayla Amos",
            "canonical_url": "https://lendb.ai/lo/kayla-amos-847174",
            "branch_city": "Jackson",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1722107,
            "full_name": "Brittney Letendre",
            "canonical_url": "https://lendb.ai/lo/brittney-letendre-1722107",
            "branch_city": "Jackson",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 3035,
      "name": "VanDyk Mortgage",
      "slug": "vandyk-mortgage-3035",
      "canonical_url": "https://lendb.ai/lender/vandyk-mortgage-3035",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 219132,
            "full_name": "Lacey King",
            "canonical_url": "https://lendb.ai/lo/lacey-king-219132",
            "branch_city": "Griffin",
            "branch_state": "GA"
          },
          {
            "nmls_id": 190278,
            "full_name": "BeLinda Dumas",
            "canonical_url": "https://lendb.ai/lo/belinda-dumas-190278",
            "branch_city": "McDonough",
            "branch_state": "GA"
          },
          {
            "nmls_id": 2549985,
            "full_name": "Sara Anderson",
            "canonical_url": "https://lendb.ai/lo/sara-anderson-2549985",
            "branch_city": "McDonough",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 4181,
      "name": "Top Flite Financial, Inc.",
      "slug": "top-flite-financial-inc-4181",
      "canonical_url": "https://lendb.ai/lender/top-flite-financial-inc-4181",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 210598,
            "full_name": "Amy Garmon",
            "canonical_url": "https://lendb.ai/lo/amy-garmon-210598",
            "branch_city": "Zebulon",
            "branch_state": "GA"
          },
          {
            "nmls_id": 2148474,
            "full_name": "Joell Young",
            "canonical_url": "https://lendb.ai/lo/joell-young-2148474",
            "branch_city": "Zebulon",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 104621,
      "name": "Consumer Real Estate Finance Co.",
      "slug": "consumer-real-estate-finance-co-104621",
      "canonical_url": "https://lendb.ai/lender/consumer-real-estate-finance-co-104621",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2106646,
      "name": "Trailblazer Mortgage L.L.C.",
      "slug": "trailblazer-mortgage-l-l-c-2106646",
      "canonical_url": "https://lendb.ai/lender/trailblazer-mortgage-l-l-c-2106646",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}