{
  "canonical_url": "https://lendb.ai/in/georgia/stephens-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Stephens County, GA in 2025, 18 loans in all, per HMDA, FFIEC/CFPB data. The most active were American Pacific Mortgage (6), Premier Mortgage Resources, L.L.C. (4) and Fairway Independent Mortgage Corporation (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Stephens County are linked below.",
  "county": {
    "fips": "13257",
    "name": "Stephens County",
    "state": "GA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 0,
    "loans": 18,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 201785,
            "full_name": "Molly Nicholson",
            "canonical_url": "https://lendb.ai/lo/molly-nicholson-201785",
            "branch_city": "Clarkesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1253617,
            "full_name": "Rachel Unbehant",
            "canonical_url": "https://lendb.ai/lo/rachel-unbehant-1253617",
            "branch_city": "Clarkesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1640683,
            "full_name": "Chance Evans",
            "canonical_url": "https://lendb.ai/lo/steven-evans-1640683",
            "branch_city": "Clarkesville",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1469262,
            "full_name": "Jacob Dukes",
            "canonical_url": "https://lendb.ai/lo/timothy-dukes-1469262",
            "branch_city": "Hartwell",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 8259,
      "name": "Stockton Mortgage Corporation",
      "slug": "stockton-mortgage-corporation-8259",
      "canonical_url": "https://lendb.ai/lender/stockton-mortgage-corporation-8259",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 93718,
      "name": "Homeowners Financial Group",
      "slug": "homeowners-financial-group-93718",
      "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1683620,
            "full_name": "Jodie L. Bochat",
            "canonical_url": "https://lendb.ai/lo/jodie-bochat-1683620",
            "branch_city": "Cleveland",
            "branch_state": "GA"
          },
          {
            "nmls_id": 2303959,
            "full_name": "Casey Simmons",
            "canonical_url": "https://lendb.ai/lo/casey-simmons-2303959",
            "branch_city": "Cleveland",
            "branch_state": "GA"
          },
          {
            "nmls_id": 169333,
            "full_name": "Jerry Stover",
            "canonical_url": "https://lendb.ai/lo/jerry-stover-169333",
            "branch_city": "Cleveland",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 292897,
      "name": "Cornerstone First Mortgage",
      "slug": "cornerstone-first-mortgage-292897",
      "canonical_url": "https://lendb.ai/lender/cornerstone-first-mortgage-292897",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}