{
  "canonical_url": "https://lendb.ai/in/georgia/white-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 5 funded USDA home loans in White County, GA in 2025, 8 loans in all, per HMDA, FFIEC/CFPB data. The most active were Homeowners Financial Group (3), Sente Mortgage, Inc. (2) and Premier Mortgage Resources, L.L.C. (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near White County are linked below.",
  "county": {
    "fips": "13311",
    "name": "White County",
    "state": "GA"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 5,
    "lenders_10": 0,
    "loans": 8,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 93718,
      "name": "Homeowners Financial Group",
      "slug": "homeowners-financial-group-93718",
      "canonical_url": "https://lendb.ai/lender/homeowners-financial-group-93718",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1683620,
            "full_name": "Jodie L. Bochat",
            "canonical_url": "https://lendb.ai/lo/jodie-bochat-1683620",
            "branch_city": "Cleveland",
            "branch_state": "GA"
          },
          {
            "nmls_id": 2303959,
            "full_name": "Casey Simmons",
            "canonical_url": "https://lendb.ai/lo/casey-simmons-2303959",
            "branch_city": "Cleveland",
            "branch_state": "GA"
          },
          {
            "nmls_id": 169333,
            "full_name": "Jerry Stover",
            "canonical_url": "https://lendb.ai/lo/jerry-stover-169333",
            "branch_city": "Cleveland",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 132111,
      "name": "Sente Mortgage, Inc.",
      "slug": "sente-mortgage-inc-132111",
      "canonical_url": "https://lendb.ai/lender/sente-mortgage-inc-132111",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 202092,
            "full_name": "Clay Christy",
            "canonical_url": "https://lendb.ai/lo/clay-christy-202092",
            "branch_city": "Dahlonega",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 216609,
            "full_name": "Ana Campa",
            "canonical_url": "https://lendb.ai/lo/ana-campa-216609",
            "branch_city": "Gainesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 201785,
            "full_name": "Molly Nicholson",
            "canonical_url": "https://lendb.ai/lo/molly-nicholson-201785",
            "branch_city": "Clarkesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1253617,
            "full_name": "Rachel Unbehant",
            "canonical_url": "https://lendb.ai/lo/rachel-unbehant-1253617",
            "branch_city": "Clarkesville",
            "branch_state": "GA"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 658842,
            "full_name": "Ken Duncan",
            "canonical_url": "https://lendb.ai/lo/kenneth-duncan-658842",
            "branch_city": "Gainesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 206525,
            "full_name": "Megan McMahon",
            "canonical_url": "https://lendb.ai/lo/megan-mcmahon-206525",
            "branch_city": "Gainesville",
            "branch_state": "GA"
          },
          {
            "nmls_id": 1575747,
            "full_name": "Erika Soto",
            "canonical_url": "https://lendb.ai/lo/erika-soto-1575747",
            "branch_city": "Gainesville",
            "branch_state": "GA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}