{
  "canonical_url": "https://lendb.ai/in/hawaii/honolulu-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 12 funded USDA home loans in Honolulu County, HI in 2025, 22 loans in all, per HMDA, FFIEC/CFPB data. The most active were CMG Home Loans (5), Guild Mortgage (3) and Kind Lending, LLC (3). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Honolulu County are linked below.",
  "county": {
    "fips": "15003",
    "name": "Honolulu County",
    "state": "HI"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 12,
    "lenders_10": 0,
    "loans": 22,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 5,
      "includes_brokered": false,
      "loan_officers": {
        "total": 10,
        "people": [
          {
            "nmls_id": 350844,
            "full_name": "Keri Shepherd",
            "canonical_url": "https://lendb.ai/lo/keri-shepherd-350844",
            "branch_city": "Honolulu",
            "branch_state": "HI"
          },
          {
            "nmls_id": 355313,
            "full_name": "Jennifer Coutts",
            "canonical_url": "https://lendb.ai/lo/jennifer-coutts-355313",
            "branch_city": "Honolulu",
            "branch_state": "HI"
          },
          {
            "nmls_id": 657301,
            "full_name": "Jay Miller",
            "canonical_url": "https://lendb.ai/lo/jay-miller-657301",
            "branch_city": "Honolulu",
            "branch_state": "HI"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 247356,
            "full_name": "Mark James",
            "canonical_url": "https://lendb.ai/lo/mark-james-247356",
            "branch_city": "Honolulu",
            "branch_state": "HI"
          },
          {
            "nmls_id": 275617,
            "full_name": "Ronald Meaole Durant",
            "canonical_url": "https://lendb.ai/lo/ronald-meaole-durant-275617",
            "branch_city": "Kailua",
            "branch_state": "HI"
          },
          {
            "nmls_id": 312341,
            "full_name": "Lucinda E. Pagan",
            "canonical_url": "https://lendb.ai/lo/lucinda-e-pagan-312341",
            "branch_city": "Kailua",
            "branch_state": "HI"
          }
        ]
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 14622,
      "name": "DHI Mortgage",
      "slug": "dhi-mortgage-14622",
      "canonical_url": "https://lendb.ai/lender/dhi-mortgage-14622",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1788,
      "name": "Sierra Pacific Mortgage Company Inc",
      "slug": "sierra-pacific-mortgage-company-inc-1788",
      "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 351403,
            "full_name": "Roy Montero",
            "canonical_url": "https://lendb.ai/lo/roy-montero-351403",
            "branch_city": "Honolulu",
            "branch_state": "HI"
          },
          {
            "nmls_id": 685889,
            "full_name": "Andrea Walker",
            "canonical_url": "https://lendb.ai/lo/andrea-walker-685889",
            "branch_city": "Honolulu",
            "branch_state": "HI"
          },
          {
            "nmls_id": 2123434,
            "full_name": "Ricky Ostrander",
            "canonical_url": "https://lendb.ai/lo/ricky-ostrander-2123434",
            "branch_city": "Honolulu",
            "branch_state": "HI"
          }
        ]
      }
    },
    {
      "nmls_id": 6521,
      "name": "Homebridge Financial Services",
      "slug": "homebridge-financial-services-6521",
      "canonical_url": "https://lendb.ai/lender/homebridge-financial-services-6521",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 13649,
      "name": "PrimeLending",
      "slug": "primelending-13649",
      "canonical_url": "https://lendb.ai/lender/primelending-13649",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}