{
  "canonical_url": "https://lendb.ai/in/hawaii/kauai-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 60 funded conventional home loans in Kauai County, HI in 2025, 484 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (65), United Wholesale Mortgage (64) and SecurityNational Mortgage Company (33). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kauai County are linked below.",
  "county": {
    "fips": "15007",
    "name": "Kauai County",
    "state": "HI"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 60,
    "lenders_10": 14,
    "loans": 484,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 65,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 64,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3116,
      "name": "SecurityNational Mortgage Company",
      "slug": "securitynational-mortgage-company-3116",
      "canonical_url": "https://lendb.ai/lender/securitynational-mortgage-company-3116",
      "loans": 33,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 602752,
            "full_name": "Phillip Hegmann",
            "canonical_url": "https://lendb.ai/lo/phillip-hegmann-602752",
            "branch_city": "Lihue",
            "branch_state": "HI"
          },
          {
            "nmls_id": 927370,
            "full_name": "Mark Earl Pereira",
            "canonical_url": "https://lendb.ai/lo/mark-earl-pereira-927370",
            "branch_city": "Lihue",
            "branch_state": "HI"
          },
          {
            "nmls_id": 1502632,
            "full_name": "Malama Kealoha",
            "canonical_url": "https://lendb.ai/lo/punua-kealoha-1502632",
            "branch_city": "Lihue",
            "branch_state": "HI"
          }
        ]
      }
    },
    {
      "nmls_id": 1446044,
      "name": "HomeXpress Mortgage Corp.",
      "slug": "homexpress-mortgage-corp-1446044",
      "canonical_url": "https://lendb.ai/lender/homexpress-mortgage-corp-1446044",
      "loans": 33,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 19,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 690782,
            "full_name": "Lisa Ledesma",
            "canonical_url": "https://lendb.ai/lo/lisa-ledesma-690782",
            "branch_city": "Lihue",
            "branch_state": "HI"
          }
        ]
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 17,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 17,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3925,
      "name": "Kind Lending, LLC",
      "slug": "kind-lending-3925",
      "canonical_url": "https://lendb.ai/lender/kind-lending-3925",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 144549,
      "name": "CITADEL SERVICING CORPORATION",
      "slug": "acra-lending-144549",
      "canonical_url": "https://lendb.ai/lender/acra-lending-144549",
      "loans": 12,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}