{
  "canonical_url": "https://lendb.ai/in/idaho/ada-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 170 funded conventional home loans in Ada County, ID in 2025, 6,460 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (784), United Wholesale Mortgage (533) and Guild Mortgage (392). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Ada County are linked below.",
  "county": {
    "fips": "16001",
    "name": "Ada County",
    "state": "ID"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 170,
    "lenders_10": 70,
    "loans": 6460,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 784,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 533,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 392,
      "includes_brokered": false,
      "loan_officers": {
        "total": 35,
        "people": [
          {
            "nmls_id": 95796,
            "full_name": "Terry Ronald Heffner",
            "canonical_url": "https://lendb.ai/lo/terry-heffner-95796",
            "branch_city": "Boise",
            "branch_state": "ID"
          },
          {
            "nmls_id": 97135,
            "full_name": "Amy Johnson",
            "canonical_url": "https://lendb.ai/lo/amy-johnson-97135",
            "branch_city": "Boise",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1858392,
            "full_name": "Hannah Martin",
            "canonical_url": "https://lendb.ai/lo/hannah-martin-1858392",
            "branch_city": "Boise",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 18154,
      "name": "Toll Brothers Mortgage",
      "slug": "toll-brothers-mortgage-18154",
      "canonical_url": "https://lendb.ai/lender/toll-brothers-mortgage-18154",
      "loans": 299,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 230,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 228,
      "includes_brokered": false,
      "loan_officers": {
        "total": 41,
        "people": [
          {
            "nmls_id": 276534,
            "full_name": "Sergio Szyrko",
            "canonical_url": "https://lendb.ai/lo/sergio-szyrko-276534",
            "branch_city": "Meridian",
            "branch_state": "ID"
          },
          {
            "nmls_id": 5863,
            "full_name": "Sarah Martin",
            "canonical_url": "https://lendb.ai/lo/sarah-martin-5863",
            "branch_city": "Boise",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1193766,
            "full_name": "Anna Mescher",
            "canonical_url": "https://lendb.ai/lo/anna-mescher-1193766",
            "branch_city": "Boise",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 210,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 1190931,
            "full_name": "Mike Bauscher",
            "canonical_url": "https://lendb.ai/lo/mike-bauscher-1190931",
            "branch_city": "Boise",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1890673,
            "full_name": "Darren Milton",
            "canonical_url": "https://lendb.ai/lo/darren-milton-1890673",
            "branch_city": "Meridian",
            "branch_state": "ID"
          },
          {
            "nmls_id": 487383,
            "full_name": "Linda Higby",
            "canonical_url": "https://lendb.ai/lo/linda-higby-487383",
            "branch_city": "Boise",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 207,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 182,
      "includes_brokered": false,
      "loan_officers": {
        "total": 12,
        "people": [
          {
            "nmls_id": 4404,
            "full_name": "Diane VanOverbeke",
            "canonical_url": "https://lendb.ai/lo/diane-vanoverbeke-4404",
            "branch_city": "Meridian",
            "branch_state": "ID"
          },
          {
            "nmls_id": 156124,
            "full_name": "Mike Morrison",
            "canonical_url": "https://lendb.ai/lo/mike-morrison-156124",
            "branch_city": "Meridian",
            "branch_state": "ID"
          },
          {
            "nmls_id": 358426,
            "full_name": "Toni K. Wood",
            "canonical_url": "https://lendb.ai/lo/toni-k-wood-358426",
            "branch_city": "Meridian",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 179,
      "includes_brokered": false,
      "loan_officers": {
        "total": 16,
        "people": [
          {
            "nmls_id": 18193,
            "full_name": "Christie Schalock",
            "canonical_url": "https://lendb.ai/lo/christie-schalock-18193",
            "branch_city": "Boise",
            "branch_state": "ID"
          },
          {
            "nmls_id": 103237,
            "full_name": "Tim Palmer",
            "canonical_url": "https://lendb.ai/lo/tim-palmer-103237",
            "branch_city": "Meridian",
            "branch_state": "ID"
          },
          {
            "nmls_id": 367610,
            "full_name": "Adam Pugmire",
            "canonical_url": "https://lendb.ai/lo/adam-pugmire-367610",
            "branch_city": "Meridian",
            "branch_state": "ID"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}