{
  "canonical_url": "https://lendb.ai/in/idaho/gem-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 54 funded conventional home loans in Gem County, ID in 2025, 212 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (27), Guild Mortgage (27) and United Wholesale Mortgage (24). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Gem County are linked below.",
  "county": {
    "fips": "16045",
    "name": "Gem County",
    "state": "ID"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 54,
    "lenders_10": 6,
    "loans": 212,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 27,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 27,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 18992,
            "full_name": "Tara Haglund",
            "canonical_url": "https://lendb.ai/lo/tara-haglund-18992",
            "branch_city": "Meridian",
            "branch_state": "ID"
          },
          {
            "nmls_id": 94736,
            "full_name": "Kim Demma",
            "canonical_url": "https://lendb.ai/lo/kimberly-elisabeth-demma-94736",
            "branch_city": "Meridian",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1273502,
            "full_name": "Kim Buck",
            "canonical_url": "https://lendb.ai/lo/kim-buck-1273502",
            "branch_city": "Meridian",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 24,
        "people": [
          {
            "nmls_id": 4903,
            "full_name": "Sheila Moore",
            "canonical_url": "https://lendb.ai/lo/sheila-moore-4903",
            "branch_city": "Eagle",
            "branch_state": "ID"
          },
          {
            "nmls_id": 35551,
            "full_name": "Bob Hancock",
            "canonical_url": "https://lendb.ai/lo/bob-hancock-35551",
            "branch_city": "Eagle",
            "branch_state": "ID"
          },
          {
            "nmls_id": 182321,
            "full_name": "Michelle Hudson",
            "canonical_url": "https://lendb.ai/lo/michelle-oliver-182321",
            "branch_city": "Eagle",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 9,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907235,
      "name": "Synergy One Lending",
      "slug": "synergy-one-lending-1907235",
      "canonical_url": "https://lendb.ai/lender/synergy-one-lending-1907235",
      "loans": 8,
      "includes_brokered": false,
      "loan_officers": {
        "total": 21,
        "people": [
          {
            "nmls_id": 23660,
            "full_name": "John Maus",
            "canonical_url": "https://lendb.ai/lo/john-maus-23660",
            "branch_city": "Eagle",
            "branch_state": "ID"
          },
          {
            "nmls_id": 76834,
            "full_name": "Angela Kuznia",
            "canonical_url": "https://lendb.ai/lo/angela-kuznia-76834",
            "branch_city": "Eagle",
            "branch_state": "ID"
          },
          {
            "nmls_id": 92376,
            "full_name": "Monica Davis",
            "canonical_url": "https://lendb.ai/lo/monica-davis-92376",
            "branch_city": "Eagle",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 1063,
      "name": "Triad Financial Services, Inc.",
      "slug": "triad-financial-services-inc-1063",
      "canonical_url": "https://lendb.ai/lender/triad-financial-services-inc-1063",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 90637,
            "full_name": "Julie Hobbs",
            "canonical_url": "https://lendb.ai/lo/julie-hobbs-90637",
            "branch_city": "Boise",
            "branch_state": "ID"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}