{
  "canonical_url": "https://lendb.ai/in/idaho/gem-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 31 funded FHA home loans in Gem County, ID in 2025, 64 loans in all, per HMDA, FFIEC/CFPB data. The most active were Premier Mortgage Resources, L.L.C. (7), Rocket Mortgage (7) and United Wholesale Mortgage (6). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Gem County are linked below.",
  "county": {
    "fips": "16045",
    "name": "Gem County",
    "state": "ID"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 31,
    "lenders_10": 0,
    "loans": 64,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 6,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 18992,
            "full_name": "Tara Haglund",
            "canonical_url": "https://lendb.ai/lo/tara-haglund-18992",
            "branch_city": "Meridian",
            "branch_state": "ID"
          },
          {
            "nmls_id": 94736,
            "full_name": "Kim Demma",
            "canonical_url": "https://lendb.ai/lo/kimberly-elisabeth-demma-94736",
            "branch_city": "Meridian",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1273502,
            "full_name": "Kim Buck",
            "canonical_url": "https://lendb.ai/lo/kim-buck-1273502",
            "branch_city": "Meridian",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 24,
        "people": [
          {
            "nmls_id": 4903,
            "full_name": "Sheila Moore",
            "canonical_url": "https://lendb.ai/lo/sheila-moore-4903",
            "branch_city": "Eagle",
            "branch_state": "ID"
          },
          {
            "nmls_id": 35551,
            "full_name": "Bob Hancock",
            "canonical_url": "https://lendb.ai/lo/bob-hancock-35551",
            "branch_city": "Eagle",
            "branch_state": "ID"
          },
          {
            "nmls_id": 182321,
            "full_name": "Michelle Hudson",
            "canonical_url": "https://lendb.ai/lo/michelle-oliver-182321",
            "branch_city": "Eagle",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 167867,
      "name": "JMJ FINANCIAL GROUP",
      "slug": "jmj-financial-group-167867",
      "canonical_url": "https://lendb.ai/lender/jmj-financial-group-167867",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907235,
      "name": "Synergy One Lending",
      "slug": "synergy-one-lending-1907235",
      "canonical_url": "https://lendb.ai/lender/synergy-one-lending-1907235",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 21,
        "people": [
          {
            "nmls_id": 23660,
            "full_name": "John Maus",
            "canonical_url": "https://lendb.ai/lo/john-maus-23660",
            "branch_city": "Eagle",
            "branch_state": "ID"
          },
          {
            "nmls_id": 76834,
            "full_name": "Angela Kuznia",
            "canonical_url": "https://lendb.ai/lo/angela-kuznia-76834",
            "branch_city": "Eagle",
            "branch_state": "ID"
          },
          {
            "nmls_id": 92376,
            "full_name": "Monica Davis",
            "canonical_url": "https://lendb.ai/lo/monica-davis-92376",
            "branch_city": "Eagle",
            "branch_state": "ID"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}