{
  "canonical_url": "https://lendb.ai/in/idaho/gem-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 22 funded VA home loans in Gem County, ID in 2025, 58 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (15), Rocket Mortgage (5) and Pennymac (4). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Gem County are linked below.",
  "county": {
    "fips": "16045",
    "name": "Gem County",
    "state": "ID"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 22,
    "lenders_10": 1,
    "loans": 58,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 5,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 186434,
      "name": "Waterstone Mortgage",
      "slug": "waterstone-mortgage-186434",
      "canonical_url": "https://lendb.ai/lender/waterstone-mortgage-186434",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 31,
        "people": [
          {
            "nmls_id": 5863,
            "full_name": "Sarah Martin",
            "canonical_url": "https://lendb.ai/lo/sarah-martin-5863",
            "branch_city": "Boise",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1193766,
            "full_name": "Anna Mescher",
            "canonical_url": "https://lendb.ai/lo/anna-mescher-1193766",
            "branch_city": "Boise",
            "branch_state": "ID"
          },
          {
            "nmls_id": 276534,
            "full_name": "Sergio Szyrko",
            "canonical_url": "https://lendb.ai/lo/sergio-szyrko-276534",
            "branch_city": "Meridian",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 11,
        "people": [
          {
            "nmls_id": 92930,
            "full_name": "Kellie Allen",
            "canonical_url": "https://lendb.ai/lo/kellie-allen-92930",
            "branch_city": "Eagle",
            "branch_state": "ID"
          },
          {
            "nmls_id": 103237,
            "full_name": "Tim Palmer",
            "canonical_url": "https://lendb.ai/lo/tim-palmer-103237",
            "branch_city": "Meridian",
            "branch_state": "ID"
          },
          {
            "nmls_id": 367610,
            "full_name": "Adam Pugmire",
            "canonical_url": "https://lendb.ai/lo/adam-pugmire-367610",
            "branch_city": "Meridian",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3013,
      "name": "Newrez",
      "slug": "newrez-3013",
      "canonical_url": "https://lendb.ai/lender/newrez-3013",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}