{
  "canonical_url": "https://lendb.ai/in/idaho/jefferson-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 5 funded USDA home loans in Jefferson County, ID in 2025, 11 loans in all, per HMDA, FFIEC/CFPB data. The most active were Canopy Mortgage, LLC (4), American Financial Resources, LLC (3) and First Colony Mortgage Corporation (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Jefferson County are linked below.",
  "county": {
    "fips": "16051",
    "name": "Jefferson County",
    "state": "ID"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 5,
    "lenders_10": 0,
    "loans": 11,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 1359687,
      "name": "Canopy Mortgage, LLC",
      "slug": "canopy-mortgage-llc-1359687",
      "canonical_url": "https://lendb.ai/lender/canopy-mortgage-llc-1359687",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2826,
      "name": "American Financial Resources, LLC",
      "slug": "american-financial-resources-llc-2826",
      "canonical_url": "https://lendb.ai/lender/american-financial-resources-llc-2826",
      "loans": 3,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3112,
      "name": "First Colony Mortgage Corporation",
      "slug": "first-colony-mortgage-corporation-3112",
      "canonical_url": "https://lendb.ai/lender/first-colony-mortgage-corporation-3112",
      "loans": 2,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 1,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 22350,
            "full_name": "Karl Bowcutt",
            "canonical_url": "https://lendb.ai/lo/karl-bowcutt-22350",
            "branch_city": "Idaho Falls",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1824008,
            "full_name": "Timmery Sampson",
            "canonical_url": "https://lendb.ai/lo/timmery-sampson-1824008",
            "branch_city": "Idaho Falls",
            "branch_state": "ID"
          },
          {
            "nmls_id": 2583818,
            "full_name": "Amber Keeton",
            "canonical_url": "https://lendb.ai/lo/amber-keeton-2583818",
            "branch_city": "Idaho Falls",
            "branch_state": "ID"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}