{
  "canonical_url": "https://lendb.ai/in/idaho/kootenai-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 130 funded conventional home loans in Kootenai County, ID in 2025, 1,987 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (258), United Wholesale Mortgage (180) and loanDepot (165). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Kootenai County are linked below.",
  "county": {
    "fips": "16055",
    "name": "Kootenai County",
    "state": "ID"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 130,
    "lenders_10": 30,
    "loans": 1987,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 258,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 180,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 165,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 103,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1820,
      "name": "CMG Home Loans",
      "slug": "cmg-home-loans-1820",
      "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
      "loans": 101,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 582899,
            "full_name": "Ryan DeSchryver",
            "canonical_url": "https://lendb.ai/lo/ryan-deschryver-582899",
            "branch_city": "Coeur d Alene",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1373877,
            "full_name": "Jackie Scotch",
            "canonical_url": "https://lendb.ai/lo/jackie-scotch-1373877",
            "branch_city": "Coeur d Alene",
            "branch_state": "ID"
          },
          {
            "nmls_id": 334756,
            "full_name": "Julia Hansen",
            "canonical_url": "https://lendb.ai/lo/julia-hansen-334756",
            "branch_city": "Spokane Valley",
            "branch_state": "WA"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 100,
      "includes_brokered": false,
      "loan_officers": {
        "total": 8,
        "people": [
          {
            "nmls_id": 320381,
            "full_name": "Teresa Dean",
            "canonical_url": "https://lendb.ai/lo/teresa-dean-320381",
            "branch_city": "Coeur D'alene",
            "branch_state": "ID"
          },
          {
            "nmls_id": 330330,
            "full_name": "Brenda Holt",
            "canonical_url": "https://lendb.ai/lo/brenda-holt-330330",
            "branch_city": "Coeur D Alene",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1849204,
            "full_name": "Justin Petersen",
            "canonical_url": "https://lendb.ai/lo/justin-petersen-1849204",
            "branch_city": "Coeur D Alene",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 17022,
      "name": "Planet Home Lending",
      "slug": "planet-home-lending-17022",
      "canonical_url": "https://lendb.ai/lender/planet-home-lending-17022",
      "loans": 82,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 78,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 183485,
            "full_name": "Jeffrey Withycombe",
            "canonical_url": "https://lendb.ai/lo/jeffrey-withycombe-183485",
            "branch_city": "Coeur d'Alene",
            "branch_state": "ID"
          },
          {
            "nmls_id": 413632,
            "full_name": "Craig Bedsole",
            "canonical_url": "https://lendb.ai/lo/craig-bedsole-413632",
            "branch_city": "Coeur d'Alene",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1538365,
            "full_name": "Kayla Mai",
            "canonical_url": "https://lendb.ai/lo/kayla-mai-1538365",
            "branch_city": "Coeur d'Alene",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 60,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 930339,
            "full_name": "Frank Janosick",
            "canonical_url": "https://lendb.ai/lo/frank-janosick-930339",
            "branch_city": "Coeur D Alene",
            "branch_state": "ID"
          },
          {
            "nmls_id": 669671,
            "full_name": "Tom Haney",
            "canonical_url": "https://lendb.ai/lo/tom-haney-669671",
            "branch_city": "Spokane",
            "branch_state": "WA"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}