{
  "canonical_url": "https://lendb.ai/in/idaho/twin-falls-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 4 funded USDA home loans in Twin Falls County, ID in 2025, 7 loans in all, per HMDA, FFIEC/CFPB data. The most active were Guild Mortgage (3), Planet Home Lending (2) and Castle & Cooke Mortgage, LLC (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Twin Falls County are linked below.",
  "county": {
    "fips": "16083",
    "name": "Twin Falls County",
    "state": "ID"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 4,
    "lenders_10": 0,
    "loans": 7,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 880762,
            "full_name": "Teri Adams",
            "canonical_url": "https://lendb.ai/lo/teri-adams-880762",
            "branch_city": "Twin Falls",
            "branch_state": "ID"
          },
          {
            "nmls_id": 92905,
            "full_name": "Debbie Owen",
            "canonical_url": "https://lendb.ai/lo/debbie-owen-92905",
            "branch_city": "Twin Falls",
            "branch_state": "ID"
          },
          {
            "nmls_id": 343738,
            "full_name": "Sonya Black Haines",
            "canonical_url": "https://lendb.ai/lo/sonya-black-haines-343738",
            "branch_city": "Twin Falls",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 17022,
      "name": "Planet Home Lending",
      "slug": "planet-home-lending-17022",
      "canonical_url": "https://lendb.ai/lender/planet-home-lending-17022",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1251,
      "name": "Castle & Cooke Mortgage, LLC",
      "slug": "castle-cooke-mortgage-llc-1251",
      "canonical_url": "https://lendb.ai/lender/castle-cooke-mortgage-llc-1251",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 409756,
            "full_name": "Todd McQueen",
            "canonical_url": "https://lendb.ai/lo/todd-mcqueen-409756",
            "branch_city": "Twin Falls",
            "branch_state": "ID"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}