{
  "canonical_url": "https://lendb.ai/in/idaho/twin-falls-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 36 funded VA home loans in Twin Falls County, ID in 2025, 155 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (23), Veterans United Home Loans (22) and Freedom Mortgage (12). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Twin Falls County are linked below.",
  "county": {
    "fips": "16083",
    "name": "Twin Falls County",
    "state": "ID"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 36,
    "lenders_10": 6,
    "loans": 155,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 23,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 12,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1169,
      "name": "Premier Mortgage Resources, L.L.C.",
      "slug": "premier-mortgage-resources-l-l-c-1169",
      "canonical_url": "https://lendb.ai/lender/premier-mortgage-resources-l-l-c-1169",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2258,
      "name": "Cornerstone Home Lending",
      "slug": "cornerstone-home-lending-2258",
      "canonical_url": "https://lendb.ai/lender/cornerstone-home-lending-2258",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 39179,
      "name": "Movement Mortgage",
      "slug": "movement-mortgage-39179",
      "canonical_url": "https://lendb.ai/lender/movement-mortgage-39179",
      "loans": 10,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 49946,
            "full_name": "Pam Canoy",
            "canonical_url": "https://lendb.ai/lo/pam-canoy-49946",
            "branch_city": "Twin Falls",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1083057,
            "full_name": "Miranda Hoppock",
            "canonical_url": "https://lendb.ai/lo/miranda-hoppock-1083057",
            "branch_city": "Twin Falls",
            "branch_state": "ID"
          },
          {
            "nmls_id": 1999951,
            "full_name": "Kristie Shobe",
            "canonical_url": "https://lendb.ai/lo/kristie-shobe-1999951",
            "branch_city": "Twin Falls",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 7,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 7,
      "includes_brokered": false,
      "loan_officers": {
        "total": 5,
        "people": [
          {
            "nmls_id": 880762,
            "full_name": "Teri Adams",
            "canonical_url": "https://lendb.ai/lo/teri-adams-880762",
            "branch_city": "Twin Falls",
            "branch_state": "ID"
          },
          {
            "nmls_id": 92905,
            "full_name": "Debbie Owen",
            "canonical_url": "https://lendb.ai/lo/debbie-owen-92905",
            "branch_city": "Twin Falls",
            "branch_state": "ID"
          },
          {
            "nmls_id": 343738,
            "full_name": "Sonya Black Haines",
            "canonical_url": "https://lendb.ai/lo/sonya-black-haines-343738",
            "branch_city": "Twin Falls",
            "branch_state": "ID"
          }
        ]
      }
    },
    {
      "nmls_id": 2893,
      "name": "NFM Lending",
      "slug": "nfm-lending-2893",
      "canonical_url": "https://lendb.ai/lender/nfm-lending-2893",
      "loans": 6,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 4,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}