{
  "canonical_url": "https://lendb.ai/in/illinois/cook-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 156 funded FHA home loans in Cook County, IL in 2025, 7,201 loans in all, per HMDA, FFIEC/CFPB data. The most active were United Wholesale Mortgage (958), loanDepot (679) and Rocket Mortgage (563). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Cook County are linked below.",
  "county": {
    "fips": "17031",
    "name": "Cook County",
    "state": "IL"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 156,
    "lenders_10": 74,
    "loans": 7201,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 958,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 679,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 563,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 558,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 418,
      "includes_brokered": false,
      "loan_officers": {
        "total": 151,
        "people": [
          {
            "nmls_id": 201582,
            "full_name": "Teresa Giannini",
            "canonical_url": "https://lendb.ai/lo/teresa-giannini-201582",
            "branch_city": "Chicago",
            "branch_state": "IL"
          },
          {
            "nmls_id": 315449,
            "full_name": "Tom Merritt",
            "canonical_url": "https://lendb.ai/lo/thomas-merritt-315449",
            "branch_city": "Chicago",
            "branch_state": "IL"
          },
          {
            "nmls_id": 559977,
            "full_name": "Mike Black",
            "canonical_url": "https://lendb.ai/lo/james-black-559977",
            "branch_city": "Chicago",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 300,
      "includes_brokered": false,
      "loan_officers": {
        "total": 94,
        "people": [
          {
            "nmls_id": 212375,
            "full_name": "Carrie Lynne Reznicek",
            "canonical_url": "https://lendb.ai/lo/carrie-lynne-reznicek-212375",
            "branch_city": "Chicago",
            "branch_state": "IL"
          },
          {
            "nmls_id": 1093673,
            "full_name": "Kevin Flaherty",
            "canonical_url": "https://lendb.ai/lo/kevin-flaherty-1093673",
            "branch_city": "Chicago",
            "branch_state": "IL"
          },
          {
            "nmls_id": 965705,
            "full_name": "Dan DiMaria",
            "canonical_url": "https://lendb.ai/lo/daniel-dimaria-965705",
            "branch_city": "Morton Grove",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 299,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 248,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 182,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 151,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}