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canonical_url: https://lendb.ai/in/illinois/effingham-county/usda-loans
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# Top lenders for USDA loans in Effingham County, IL

These are lenders, not loan officers. Of the lenders LenDb lists, 4 funded USDA home loans in Effingham County, IL in 2025, 6 loans in all, per HMDA, FFIEC/CFPB data. The most active were New American Funding (3), Veterans United Home Loans (1) and Fairway Independent Mortgage Corporation (1). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Effingham County are linked below.

## Most USDA loans funded, 2025

1. **[New American Funding](https://lendb.ai/lender/new-american-funding-6606)**: 3 USDA loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
2. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
3. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Effingham County yet.
4. **[Consumer Real Estate Finance Co.](https://lendb.ai/lender/consumer-real-estate-finance-co-104621)**: 1 USDA loans
   - LenDb does not list loan officers at this lender near Effingham County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/illinois/effingham-county/usda-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._