{
  "canonical_url": "https://lendb.ai/in/illinois/madison-county/usda-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 9 funded USDA home loans in Madison County, IL in 2025, 16 loans in all, per HMDA, FFIEC/CFPB data. The most active were Equity Prime Mortgage LLC (4), Flat Branch Mortgage, Inc. (3) and New American Funding (2). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Madison County are linked below.",
  "county": {
    "fips": "17119",
    "name": "Madison County",
    "state": "IL"
  },
  "loan_type": "usda",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 9,
    "lenders_10": 0,
    "loans": 16,
    "qualifies": false
  },
  "lenders": [
    {
      "nmls_id": 21116,
      "name": "Equity Prime Mortgage LLC",
      "slug": "equity-prime-mortgage-llc-21116",
      "canonical_url": "https://lendb.ai/lender/equity-prime-mortgage-llc-21116",
      "loans": 4,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 224149,
      "name": "Flat Branch Mortgage, Inc.",
      "slug": "flat-branch-mortgage-inc-224149",
      "canonical_url": "https://lendb.ai/lender/flat-branch-mortgage-inc-224149",
      "loans": 3,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 222524,
      "name": "Endeavor Capital, LLC",
      "slug": "endeavor-capital-llc-222524",
      "canonical_url": "https://lendb.ai/lender/endeavor-capital-llc-222524",
      "loans": 2,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 186613,
            "full_name": "Vance Ryan Wohlert",
            "canonical_url": "https://lendb.ai/lo/vance-ryan-wohlert-186613",
            "branch_city": "Godfrey",
            "branch_state": "IL"
          },
          {
            "nmls_id": 223638,
            "full_name": "JR Obrecht",
            "canonical_url": "https://lendb.ai/lo/stanley-obrecht-223638",
            "branch_city": "Edwardsville",
            "branch_state": "IL"
          },
          {
            "nmls_id": 1984081,
            "full_name": "Jason Doore",
            "canonical_url": "https://lendb.ai/lo/jason-doore-1984081",
            "branch_city": "Edwardsville",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 278249,
            "full_name": "Mike Dapkus",
            "canonical_url": "https://lendb.ai/lo/michael-dapkus-278249",
            "branch_city": "Scott Air Force Base",
            "branch_state": "IL"
          },
          {
            "nmls_id": 1237812,
            "full_name": "Michelle Dapkus",
            "canonical_url": "https://lendb.ai/lo/michelle-dapkus-1237812",
            "branch_city": "Scott Air Force Base",
            "branch_state": "IL"
          },
          {
            "nmls_id": 1992719,
            "full_name": "Holly Ray",
            "canonical_url": "https://lendb.ai/lo/holly-ray-1992719",
            "branch_city": "Scott Air Force Base",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 13649,
      "name": "PrimeLending",
      "slug": "primelending-13649",
      "canonical_url": "https://lendb.ai/lender/primelending-13649",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 104621,
      "name": "Consumer Real Estate Finance Co.",
      "slug": "consumer-real-estate-finance-co-104621",
      "canonical_url": "https://lendb.ai/lender/consumer-real-estate-finance-co-104621",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 134871,
      "name": "Highlands Residential Mortgage",
      "slug": "highlands-residential-mortgage-134871",
      "canonical_url": "https://lendb.ai/lender/highlands-residential-mortgage-134871",
      "loans": 1,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}