{
  "canonical_url": "https://lendb.ai/in/illinois/madison-county/va-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 49 funded VA home loans in Madison County, IL in 2025, 479 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (131), United Wholesale Mortgage (58) and Freedom Mortgage (29). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Madison County are linked below.",
  "county": {
    "fips": "17119",
    "name": "Madison County",
    "state": "IL"
  },
  "loan_type": "va",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 49,
    "lenders_10": 11,
    "loans": 479,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 1907,
      "name": "Veterans United Home Loans",
      "slug": "veterans-united-home-loans-1907",
      "canonical_url": "https://lendb.ai/lender/veterans-united-home-loans-1907",
      "loans": 131,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 278249,
            "full_name": "Mike Dapkus",
            "canonical_url": "https://lendb.ai/lo/michael-dapkus-278249",
            "branch_city": "Scott Air Force Base",
            "branch_state": "IL"
          },
          {
            "nmls_id": 1237812,
            "full_name": "Michelle Dapkus",
            "canonical_url": "https://lendb.ai/lo/michelle-dapkus-1237812",
            "branch_city": "Scott Air Force Base",
            "branch_state": "IL"
          },
          {
            "nmls_id": 1992719,
            "full_name": "Holly Ray",
            "canonical_url": "https://lendb.ai/lo/holly-ray-1992719",
            "branch_city": "Scott Air Force Base",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 58,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 29,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 26,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 222524,
      "name": "Endeavor Capital, LLC",
      "slug": "endeavor-capital-llc-222524",
      "canonical_url": "https://lendb.ai/lender/endeavor-capital-llc-222524",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 186613,
            "full_name": "Vance Ryan Wohlert",
            "canonical_url": "https://lendb.ai/lo/vance-ryan-wohlert-186613",
            "branch_city": "Godfrey",
            "branch_state": "IL"
          },
          {
            "nmls_id": 223638,
            "full_name": "JR Obrecht",
            "canonical_url": "https://lendb.ai/lo/stanley-obrecht-223638",
            "branch_city": "Edwardsville",
            "branch_state": "IL"
          },
          {
            "nmls_id": 1984081,
            "full_name": "Jason Doore",
            "canonical_url": "https://lendb.ai/lo/jason-doore-1984081",
            "branch_city": "Edwardsville",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 399807,
      "name": "Navy Federal Credit Union",
      "slug": "navy-federal-399807",
      "canonical_url": "https://lendb.ai/lender/navy-federal-399807",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 30998,
      "name": "Delmar Financial Company",
      "slug": "delmar-financial-company-30998",
      "canonical_url": "https://lendb.ai/lender/delmar-financial-company-30998",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 249972,
            "full_name": "Ken Sheehan",
            "canonical_url": "https://lendb.ai/lo/ken-sheehan-249972",
            "branch_city": null,
            "branch_state": "IL"
          },
          {
            "nmls_id": 362543,
            "full_name": "Patricia (Patti) Dieu",
            "canonical_url": "https://lendb.ai/lo/patricia-patti-dieu-362543",
            "branch_city": null,
            "branch_state": "IL"
          },
          {
            "nmls_id": 2768035,
            "full_name": "Teena Billings",
            "canonical_url": "https://lendb.ai/lo/teena-billings-2768035",
            "branch_city": null,
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 20,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 1850,
      "name": "American Pacific Mortgage",
      "slug": "american-pacific-mortgage-1850",
      "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850",
      "loans": 15,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 14,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}