{
  "canonical_url": "https://lendb.ai/in/illinois/st-clair-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 69 funded FHA home loans in St. Clair County, IL in 2025, 568 loans in all, per HMDA, FFIEC/CFPB data. The most active were Delmar Financial Company (63), Rocket Mortgage (58) and New American Funding (58). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Clair County are linked below.",
  "county": {
    "fips": "17163",
    "name": "St. Clair County",
    "state": "IL"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 69,
    "lenders_10": 13,
    "loans": 568,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 30998,
      "name": "Delmar Financial Company",
      "slug": "delmar-financial-company-30998",
      "canonical_url": "https://lendb.ai/lender/delmar-financial-company-30998",
      "loans": 63,
      "includes_brokered": false,
      "loan_officers": {
        "total": 9,
        "people": [
          {
            "nmls_id": 249972,
            "full_name": "Ken Sheehan",
            "canonical_url": "https://lendb.ai/lo/ken-sheehan-249972",
            "branch_city": null,
            "branch_state": "IL"
          },
          {
            "nmls_id": 362543,
            "full_name": "Patricia (Patti) Dieu",
            "canonical_url": "https://lendb.ai/lo/patricia-patti-dieu-362543",
            "branch_city": null,
            "branch_state": "IL"
          },
          {
            "nmls_id": 2768035,
            "full_name": "Teena Billings",
            "canonical_url": "https://lendb.ai/lo/teena-billings-2768035",
            "branch_city": null,
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 58,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 58,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 48,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 28,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 21,
        "people": [
          {
            "nmls_id": 275381,
            "full_name": "Michael E Vogt",
            "canonical_url": "https://lendb.ai/lo/michael-e-vogt-275381",
            "branch_city": "Swansea",
            "branch_state": "IL"
          },
          {
            "nmls_id": 236011,
            "full_name": "Dino Herenda",
            "canonical_url": "https://lendb.ai/lo/dino-herenda-236011",
            "branch_city": "St Louis",
            "branch_state": "MO"
          },
          {
            "nmls_id": 229005,
            "full_name": "Jeffrey Pasternak",
            "canonical_url": "https://lendb.ai/lo/jeffrey-pasternak-229005",
            "branch_city": "St Louis",
            "branch_state": "MO"
          }
        ]
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 24,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 222524,
      "name": "Endeavor Capital, LLC",
      "slug": "endeavor-capital-llc-222524",
      "canonical_url": "https://lendb.ai/lender/endeavor-capital-llc-222524",
      "loans": 22,
      "includes_brokered": false,
      "loan_officers": {
        "total": 2,
        "people": [
          {
            "nmls_id": 223638,
            "full_name": "JR Obrecht",
            "canonical_url": "https://lendb.ai/lo/stanley-obrecht-223638",
            "branch_city": "Edwardsville",
            "branch_state": "IL"
          },
          {
            "nmls_id": 1984081,
            "full_name": "Jason Doore",
            "canonical_url": "https://lendb.ai/lo/jason-doore-1984081",
            "branch_city": "Edwardsville",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 362917,
            "full_name": "Aaron Eversmeyer",
            "canonical_url": "https://lendb.ai/lo/aaron-eversmeyer-362917",
            "branch_city": "Columbia",
            "branch_state": "IL"
          },
          {
            "nmls_id": 2158241,
            "full_name": "Roger Gemoules",
            "canonical_url": "https://lendb.ai/lo/roger-gemoules-2158241",
            "branch_city": "Columbia",
            "branch_state": "IL"
          },
          {
            "nmls_id": 2291320,
            "full_name": "Terri Tish",
            "canonical_url": "https://lendb.ai/lo/terri-tish-2291320",
            "branch_city": "Columbia",
            "branch_state": "IL"
          }
        ]
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}