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canonical_url: https://lendb.ai/in/illinois/st-clair-county/va-loans
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# Top lenders for VA loans in St. Clair County, IL

These are lenders, not loan officers. Of the lenders LenDb lists, 61 funded VA home loans in St. Clair County, IL in 2025, 1,144 loans in all, per HMDA, FFIEC/CFPB data. The most active were Veterans United Home Loans (294), United Wholesale Mortgage (148) and Delmar Financial Company (103). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Clair County are linked below.

## Most VA loans funded, 2025

1. **[Veterans United Home Loans](https://lendb.ai/lender/veterans-united-home-loans-1907)**: 294 VA loans
   - Loan officers LenDb lists at this lender near St. Clair County: 3 ([Mike Dapkus](https://lendb.ai/lo/michael-dapkus-278249), [Michelle Dapkus](https://lendb.ai/lo/michelle-dapkus-1237812), [Holly Ray](https://lendb.ai/lo/holly-ray-1992719))
2. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 148 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Clair County yet.
3. **[Delmar Financial Company](https://lendb.ai/lender/delmar-financial-company-30998)**: 103 VA loans
   - Loan officers LenDb lists at this lender near St. Clair County: 9 ([Ken Sheehan](https://lendb.ai/lo/ken-sheehan-249972), [Patricia (Patti) Dieu](https://lendb.ai/lo/patricia-patti-dieu-362543), [Teena Billings](https://lendb.ai/lo/teena-billings-2768035), more on the lender page)
4. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 81 VA loans
   - LenDb does not list loan officers at this lender near St. Clair County yet.
5. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 50 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Clair County yet.
6. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 47 VA loans
   - LenDb does not list loan officers at this lender near St. Clair County yet.
7. **[Navy Federal Credit Union](https://lendb.ai/lender/navy-federal-399807)**: 40 VA loans
   - LenDb does not list loan officers at this lender near St. Clair County yet.
8. **[Pennymac](https://lendb.ai/lender/pennymac-35953)**: 31 VA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Clair County yet.
9. **[PrimeLending](https://lendb.ai/lender/primelending-13649)**: 29 VA loans
   - LenDb does not list loan officers at this lender near St. Clair County yet.
10. **[New American Funding](https://lendb.ai/lender/new-american-funding-6606)**: 25 VA loans
   - LenDb does not list loan officers at this lender near St. Clair County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/illinois/st-clair-county/va-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._