{
  "canonical_url": "https://lendb.ai/in/illinois/winnebago-county/conventional-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 118 funded conventional home loans in Winnebago County, IL in 2025, 1,652 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (228), Fairway Independent Mortgage Corporation (163) and Guild Mortgage (119). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Winnebago County are linked below.",
  "county": {
    "fips": "17201",
    "name": "Winnebago County",
    "state": "IL"
  },
  "loan_type": "conventional",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 118,
    "lenders_10": 27,
    "loans": 1652,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 228,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2289,
      "name": "Fairway Independent Mortgage Corporation",
      "slug": "fairway-independent-mortgage-2289",
      "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
      "loans": 163,
      "includes_brokered": false,
      "loan_officers": {
        "total": 3,
        "people": [
          {
            "nmls_id": 1154265,
            "full_name": "Diego Ramos",
            "canonical_url": "https://lendb.ai/lo/diego-ramos-1154265",
            "branch_city": "Loves Park",
            "branch_state": "IL"
          },
          {
            "nmls_id": 1843846,
            "full_name": "Karina Flores",
            "canonical_url": "https://lendb.ai/lo/karina-flores-1843846",
            "branch_city": "Loves Park",
            "branch_state": "IL"
          },
          {
            "nmls_id": 2639948,
            "full_name": "Daniel Andrews",
            "canonical_url": "https://lendb.ai/lo/daniel-andrews-2639948",
            "branch_city": "Loves Park",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 3274,
      "name": "Guild Mortgage",
      "slug": "guild-mortgage-3274",
      "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
      "loans": 119,
      "includes_brokered": false,
      "loan_officers": {
        "total": 6,
        "people": [
          {
            "nmls_id": 207383,
            "full_name": "Mike Scalise",
            "canonical_url": "https://lendb.ai/lo/mike-scalise-207383",
            "branch_city": "Rockford",
            "branch_state": "IL"
          },
          {
            "nmls_id": 207386,
            "full_name": "Erich Stonewall",
            "canonical_url": "https://lendb.ai/lo/erich-stonewall-207386",
            "branch_city": "Rockford",
            "branch_state": "IL"
          },
          {
            "nmls_id": 224613,
            "full_name": "Ronald Lawson",
            "canonical_url": "https://lendb.ai/lo/ronald-lawson-224613",
            "branch_city": "Rockford",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 6666,
      "name": "Envoy Mortgage",
      "slug": "envoy-mortgage-6666",
      "canonical_url": "https://lendb.ai/lender/envoy-mortgage-6666",
      "loans": 116,
      "includes_brokered": false,
      "loan_officers": {
        "total": 4,
        "people": [
          {
            "nmls_id": 470256,
            "full_name": "Sarah Spradlin-Doerflinger",
            "canonical_url": "https://lendb.ai/lo/sarah-spradlin-470256",
            "branch_city": "Roscoe",
            "branch_state": "IL"
          },
          {
            "nmls_id": 607876,
            "full_name": "Jess Rielly",
            "canonical_url": "https://lendb.ai/lo/jessica-rielly-607876",
            "branch_city": "Roscoe",
            "branch_state": "IL"
          },
          {
            "nmls_id": 524220,
            "full_name": "Kris Bass",
            "canonical_url": "https://lendb.ai/lo/kristina-bass-524220",
            "branch_city": "Roscoe",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 115,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 399798,
      "name": "JPMorgan Chase Bank (Chase Home Lending)",
      "slug": "chase-399798",
      "canonical_url": "https://lendb.ai/lender/chase-399798",
      "loans": 115,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 444226,
            "full_name": "Orasio Saldana",
            "canonical_url": "https://lendb.ai/lo/orasio-saldana-444226",
            "branch_city": "Rockford",
            "branch_state": "IL"
          }
        ]
      }
    },
    {
      "nmls_id": 402761,
      "name": "U.S. Bank",
      "slug": "us-bank-402761",
      "canonical_url": "https://lendb.ai/lender/us-bank-402761",
      "loans": 102,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 55,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 174457,
      "name": "loanDepot",
      "slug": "loandepot-174457",
      "canonical_url": "https://lendb.ai/lender/loandepot-174457",
      "loans": 37,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2611,
      "name": "Guaranteed Rate (Rate)",
      "slug": "guaranteed-rate-2611",
      "canonical_url": "https://lendb.ai/lender/guaranteed-rate-2611",
      "loans": 30,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}