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canonical_url: https://lendb.ai/in/illinois/winnebago-county/conventional-loans
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# Top lenders for conventional loans in Winnebago County, IL

These are lenders, not loan officers. Of the lenders LenDb lists, 118 funded conventional home loans in Winnebago County, IL in 2025, 1,652 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (228), Fairway Independent Mortgage Corporation (163) and Guild Mortgage (119). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Winnebago County are linked below.

## Most conventional loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 228 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Winnebago County yet.
2. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 163 conventional loans
   - Loan officers LenDb lists at this lender near Winnebago County: 3 ([Diego Ramos](https://lendb.ai/lo/diego-ramos-1154265), [Karina Flores](https://lendb.ai/lo/karina-flores-1843846), [Daniel Andrews](https://lendb.ai/lo/daniel-andrews-2639948))
3. **[Guild Mortgage](https://lendb.ai/lender/guild-mortgage-3274)**: 119 conventional loans
   - Loan officers LenDb lists at this lender near Winnebago County: 6 ([Mike Scalise](https://lendb.ai/lo/mike-scalise-207383), [Erich Stonewall](https://lendb.ai/lo/erich-stonewall-207386), [Ronald Lawson](https://lendb.ai/lo/ronald-lawson-224613), more on the lender page)
4. **[Envoy Mortgage](https://lendb.ai/lender/envoy-mortgage-6666)**: 116 conventional loans
   - Loan officers LenDb lists at this lender near Winnebago County: 4 ([Sarah Spradlin-Doerflinger](https://lendb.ai/lo/sarah-spradlin-470256), [Jess Rielly](https://lendb.ai/lo/jessica-rielly-607876), [Kris Bass](https://lendb.ai/lo/kristina-bass-524220), more on the lender page)
5. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 115 conventional loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near Winnebago County yet.
6. **[JPMorgan Chase Bank (Chase Home Lending)](https://lendb.ai/lender/chase-399798)**: 115 conventional loans
   - Loan officers LenDb lists at this lender near Winnebago County: 1 ([Orasio Saldana](https://lendb.ai/lo/orasio-saldana-444226))
7. **[U.S. Bank](https://lendb.ai/lender/us-bank-402761)**: 102 conventional loans
   - LenDb does not list loan officers at this lender near Winnebago County yet.
8. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 55 conventional loans
   - LenDb does not list loan officers at this lender near Winnebago County yet.
9. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 37 conventional loans
   - LenDb does not list loan officers at this lender near Winnebago County yet.
10. **[Guaranteed Rate (Rate)](https://lendb.ai/lender/guaranteed-rate-2611)**: 30 conventional loans
   - LenDb does not list loan officers at this lender near Winnebago County yet.

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/illinois/winnebago-county/conventional-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._