{
  "canonical_url": "https://lendb.ai/in/indiana/elkhart-county/fha-loans",
  "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 56 funded FHA home loans in Elkhart County, IN in 2025, 535 loans in all, per HMDA, FFIEC/CFPB data. The most active were Cardinal Financial Company (95), Ruoff Mortgage (68) and Rocket Mortgage (62). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near Elkhart County are linked below.",
  "county": {
    "fips": "18039",
    "name": "Elkhart County",
    "state": "IN"
  },
  "loan_type": "fha",
  "year": 2025,
  "source": "HMDA, FFIEC/CFPB",
  "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
  "totals": {
    "lenders": 56,
    "lenders_10": 10,
    "loans": 535,
    "qualifies": true
  },
  "lenders": [
    {
      "nmls_id": 66247,
      "name": "Cardinal Financial Company",
      "slug": "cardinal-financial-66247",
      "canonical_url": "https://lendb.ai/lender/cardinal-financial-66247",
      "loans": 95,
      "includes_brokered": true,
      "loan_officers": {
        "total": 21,
        "people": [
          {
            "nmls_id": 2076623,
            "full_name": "Amanda Newland",
            "canonical_url": "https://lendb.ai/lo/amanda-newland-2076623",
            "branch_city": "Goshen",
            "branch_state": "IN"
          },
          {
            "nmls_id": 2672251,
            "full_name": "Ryan Sibley",
            "canonical_url": "https://lendb.ai/lo/ryan-sibley-2672251",
            "branch_city": "Goshen",
            "branch_state": "IN"
          },
          {
            "nmls_id": 136738,
            "full_name": "Tim Weldy",
            "canonical_url": "https://lendb.ai/lo/tim-weldy-136738",
            "branch_city": "Goshen",
            "branch_state": "IN"
          }
        ]
      }
    },
    {
      "nmls_id": 141868,
      "name": "Ruoff Mortgage",
      "slug": "ruoff-mortgage-141868",
      "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868",
      "loans": 68,
      "includes_brokered": false,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1064148,
            "full_name": "Ron Rogers",
            "canonical_url": "https://lendb.ai/lo/ronnie-rogers-1064148",
            "branch_city": "Niles",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 3030,
      "name": "Rocket Mortgage",
      "slug": "rocket-mortgage-3030",
      "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030",
      "loans": 62,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 3038,
      "name": "United Wholesale Mortgage (broker finder)",
      "slug": "united-wholesale-mortgage-3038",
      "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
      "loans": 35,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2767,
      "name": "Freedom Mortgage",
      "slug": "freedom-mortgage-2767",
      "canonical_url": "https://lendb.ai/lender/freedom-mortgage-2767",
      "loans": 34,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 2229,
      "name": "Union Home Mortgage",
      "slug": "union-home-mortgage-2229",
      "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229",
      "loans": 32,
      "includes_brokered": true,
      "loan_officers": {
        "total": 1,
        "people": [
          {
            "nmls_id": 1367315,
            "full_name": "Alex Scheske",
            "canonical_url": "https://lendb.ai/lo/alexander-scheske-1367315",
            "branch_city": "Sturgis",
            "branch_state": "MI"
          }
        ]
      }
    },
    {
      "nmls_id": 3029,
      "name": "CrossCountry Mortgage",
      "slug": "crosscountry-mortgage-3029",
      "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
      "loans": 26,
      "includes_brokered": false,
      "loan_officers": {
        "total": 14,
        "people": [
          {
            "nmls_id": 2040981,
            "full_name": "Edwin Carrillo Garcia",
            "canonical_url": "https://lendb.ai/lo/edwin-carrillo-garcia-2040981",
            "branch_city": "Elkhart",
            "branch_state": "IN"
          },
          {
            "nmls_id": 226786,
            "full_name": "Jonathan McKinnies",
            "canonical_url": "https://lendb.ai/lo/jonathan-mckinnies-226786",
            "branch_city": "Mishawaka",
            "branch_state": "IN"
          },
          {
            "nmls_id": 988925,
            "full_name": "Amy Houk",
            "canonical_url": "https://lendb.ai/lo/amy-houk-988925",
            "branch_city": "Mishawaka",
            "branch_state": "IN"
          }
        ]
      }
    },
    {
      "nmls_id": 2129,
      "name": "Supreme Lending",
      "slug": "supreme-lending-2129",
      "canonical_url": "https://lendb.ai/lender/supreme-lending-2129",
      "loans": 21,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 35953,
      "name": "Pennymac",
      "slug": "pennymac-35953",
      "canonical_url": "https://lendb.ai/lender/pennymac-35953",
      "loans": 15,
      "includes_brokered": true,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    },
    {
      "nmls_id": 6606,
      "name": "New American Funding",
      "slug": "new-american-funding-6606",
      "canonical_url": "https://lendb.ai/lender/new-american-funding-6606",
      "loans": 13,
      "includes_brokered": false,
      "loan_officers": {
        "total": 0,
        "people": []
      }
    }
  ],
  "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
}