{ "canonical_url": "https://lendb.ai/in/indiana/st-joseph-county/conventional-loans", "summary": "These are lenders, not loan officers. Of the lenders LenDb lists, 112 funded conventional home loans in St. Joseph County, IN in 2025, 1,932 loans in all, per HMDA, FFIEC/CFPB data. The most active were Ruoff Mortgage (309), Rocket Mortgage (260) and United Wholesale Mortgage (147). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Joseph County are linked below.", "county": { "fips": "18141", "name": "St. Joseph County", "state": "IN" }, "loan_type": "conventional", "year": 2025, "source": "HMDA, FFIEC/CFPB", "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025", "totals": { "lenders": 112, "lenders_10": 32, "loans": 1932, "qualifies": true }, "lenders": [ { "nmls_id": 141868, "name": "Ruoff Mortgage", "slug": "ruoff-mortgage-141868", "canonical_url": "https://lendb.ai/lender/ruoff-mortgage-141868", "loans": 309, "includes_brokered": false, "loan_officers": { "total": 2, "people": [ { "nmls_id": 1064148, "full_name": "Ron Rogers", "canonical_url": "https://lendb.ai/lo/ronnie-rogers-1064148", "branch_city": "Niles", "branch_state": "MI" }, { "nmls_id": 1634528, "full_name": "Brad Ellett", "canonical_url": "https://lendb.ai/lo/brad-ellett-1634528", "branch_city": "La Porte", "branch_state": "IN" } ] } }, { "nmls_id": 3030, "name": "Rocket Mortgage", "slug": "rocket-mortgage-3030", "canonical_url": "https://lendb.ai/lender/rocket-mortgage-3030", "loans": 260, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3038, "name": "United Wholesale Mortgage (broker finder)", "slug": "united-wholesale-mortgage-3038", "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038", "loans": 147, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3029, "name": "CrossCountry Mortgage", "slug": "crosscountry-mortgage-3029", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "loans": 127, "includes_brokered": false, "loan_officers": { "total": 14, "people": [ { "nmls_id": 226786, "full_name": "Jonathan McKinnies", "canonical_url": "https://lendb.ai/lo/jonathan-mckinnies-226786", "branch_city": "Mishawaka", "branch_state": "IN" }, { "nmls_id": 988925, "full_name": "Amy Houk", "canonical_url": "https://lendb.ai/lo/amy-houk-988925", "branch_city": "Mishawaka", "branch_state": "IN" }, { "nmls_id": 1490780, "full_name": "Attea Stevens", "canonical_url": "https://lendb.ai/lo/attea-stevens-1490780", "branch_city": "Mishawaka", "branch_state": "IN" } ] } }, { "nmls_id": 66247, "name": "Cardinal Financial Company", "slug": "cardinal-financial-66247", "canonical_url": "https://lendb.ai/lender/cardinal-financial-66247", "loans": 123, "includes_brokered": true, "loan_officers": { "total": 21, "people": [ { "nmls_id": 2076623, "full_name": "Amanda Newland", "canonical_url": "https://lendb.ai/lo/amanda-newland-2076623", "branch_city": "Goshen", "branch_state": "IN" }, { "nmls_id": 2672251, "full_name": "Ryan Sibley", "canonical_url": "https://lendb.ai/lo/ryan-sibley-2672251", "branch_city": "Goshen", "branch_state": "IN" }, { "nmls_id": 136738, "full_name": "Tim Weldy", "canonical_url": "https://lendb.ai/lo/tim-weldy-136738", "branch_city": "Goshen", "branch_state": "IN" } ] } }, { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "slug": "chase-399798", "canonical_url": "https://lendb.ai/lender/chase-399798", "loans": 109, "includes_brokered": false, "loan_officers": { "total": 3, "people": [ { "nmls_id": 588203, "full_name": "Katherine Chapple", "canonical_url": "https://lendb.ai/lo/katherine-chapple-588203", "branch_city": "South Bend", "branch_state": "IN" }, { "nmls_id": 1339397, "full_name": "Ashley Foulkes", "canonical_url": "https://lendb.ai/lo/ashley-foulkes-1339397", "branch_city": "Elkhart", "branch_state": "IN" }, { "nmls_id": 1664104, "full_name": "Elizabeth Vera", "canonical_url": "https://lendb.ai/lo/elizabeth-vera-1664104", "branch_city": "Goshen", "branch_state": "IN" } ] } }, { "nmls_id": 2229, "name": "Union Home Mortgage", "slug": "union-home-mortgage-2229", "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229", "loans": 79, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "slug": "fairway-independent-mortgage-2289", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "loans": 45, "includes_brokered": false, "loan_officers": { "total": 7, "people": [ { "nmls_id": 211111, "full_name": "Sharon Ann Skrocki-Caples", "canonical_url": "https://lendb.ai/lo/sharon-skrocki-caples-211111", "branch_city": "South Bend", "branch_state": "IN" }, { "nmls_id": 1963690, "full_name": "Patrick Guibert", "canonical_url": "https://lendb.ai/lo/patrick-guibert-1963690", "branch_city": "South Bend", "branch_state": "IN" }, { "nmls_id": 2024506, "full_name": "Haven Russell", "canonical_url": "https://lendb.ai/lo/haven-russell-2024506", "branch_city": "South Bend", "branch_state": "IN" } ] } }, { "nmls_id": 2334, "name": "GVC Mortgage, Inc.", "slug": "gvc-mortgage-inc-2334", "canonical_url": "https://lendb.ai/lender/gvc-mortgage-inc-2334", "loans": 39, "includes_brokered": false, "loan_officers": { "total": 0, "people": [] } }, { "nmls_id": 3013, "name": "Newrez", "slug": "newrez-3013", "canonical_url": "https://lendb.ai/lender/newrez-3013", "loans": 36, "includes_brokered": true, "loan_officers": { "total": 0, "people": [] } } ], "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans." }