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canonical_url: https://lendb.ai/in/indiana/st-joseph-county/fha-loans
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# Top lenders for FHA loans in St. Joseph County, IN

These are lenders, not loan officers. Of the lenders LenDb lists, 77 funded FHA home loans in St. Joseph County, IN in 2025, 697 loans in all, per HMDA, FFIEC/CFPB data. The most active were Rocket Mortgage (110), Ruoff Mortgage (104) and Freedom Mortgage (62). Lenders LenDb does not list yet, and lenders below the HMDA reporting thresholds, are not counted. Loan officers LenDb lists at each lender near St. Joseph County are linked below.

## Most FHA loans funded, 2025

1. **[Rocket Mortgage](https://lendb.ai/lender/rocket-mortgage-3030)**: 110 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
2. **[Ruoff Mortgage](https://lendb.ai/lender/ruoff-mortgage-141868)**: 104 FHA loans
   - Loan officers LenDb lists at this lender near St. Joseph County: 2 ([Ron Rogers](https://lendb.ai/lo/ronnie-rogers-1064148), [Brad Ellett](https://lendb.ai/lo/brad-ellett-1634528))
3. **[Freedom Mortgage](https://lendb.ai/lender/freedom-mortgage-2767)**: 62 FHA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
4. **[Cardinal Financial Company](https://lendb.ai/lender/cardinal-financial-66247)**: 60 FHA loans funded, including loans brokers originated
   - Loan officers LenDb lists at this lender near St. Joseph County: 21 ([Amanda Newland](https://lendb.ai/lo/amanda-newland-2076623), [Ryan Sibley](https://lendb.ai/lo/ryan-sibley-2672251), [Tim Weldy](https://lendb.ai/lo/tim-weldy-136738), more on the lender page)
5. **[United Wholesale Mortgage](https://lendb.ai/lender/united-wholesale-mortgage-3038)**: 52 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
6. **[CrossCountry Mortgage](https://lendb.ai/lender/crosscountry-mortgage-3029)**: 51 FHA loans
   - Loan officers LenDb lists at this lender near St. Joseph County: 14 ([Jonathan McKinnies](https://lendb.ai/lo/jonathan-mckinnies-226786), [Amy Houk](https://lendb.ai/lo/amy-houk-988925), [Attea Stevens](https://lendb.ai/lo/attea-stevens-1490780), more on the lender page)
7. **[loanDepot](https://lendb.ai/lender/loandepot-174457)**: 26 FHA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
8. **[Union Home Mortgage](https://lendb.ai/lender/union-home-mortgage-2229)**: 15 FHA loans funded, including loans brokers originated
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
9. **[AmeriSave Mortgage](https://lendb.ai/lender/amerisave-mortgage-1168)**: 13 FHA loans
   - LenDb does not list loan officers at this lender near St. Joseph County yet.
10. **[Fairway Independent Mortgage Corporation](https://lendb.ai/lender/fairway-independent-mortgage-2289)**: 13 FHA loans
   - Loan officers LenDb lists at this lender near St. Joseph County: 7 ([Sharon Ann Skrocki-Caples](https://lendb.ai/lo/sharon-skrocki-caples-211111), [Patrick Guibert](https://lendb.ai/lo/patrick-guibert-1963690), [Haven Russell](https://lendb.ai/lo/haven-russell-2024506), more on the lender page)

Source: [HMDA, FFIEC/CFPB, 2025](https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

Cite as: LenDb.ai, https://lendb.ai/in/indiana/st-joseph-county/fha-loans.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._